Join the Community

23,609
Expert opinions
40,835
Total members
369
New members (last 30 days)
200
New opinions (last 30 days)
29,161
Total comments

Latest expert opinions

clear
clear

5100 Results from /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Innovation leaps and bounds in banking

E-banking is one of the biggest innovations in banking - worth reflecting on from time to time. So what was our WHY when we launched corporate e-banking in 1979? Mostly a question of speeding up payments and cutting costs by letting large enterprises have similar terminals in their offices as bank employees used in the back offices. In 1982 when e-...

/payments Innovation in Financial Services

Retired Member

Retired Member 

The Role of Vendor Enrollment in B2B ePayments Adoption

I attend many payments industry conferences and meet with many payments professionals, and I continually hear the same theme around vendor enrollment, also referred to as vendor enablement or vendor adoption. It is the single biggest hurdle for companies seeking to migrate from checks to electronic payments such as ACH or virtual card. Because mo...

/payments Payments strategies 2015-2020-2030

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Improving Google Wallet's security

Two security flaws in the Google Wallet have been revealed in the last few days, highlighting the vulnerability of this technology. First zvelo showed how your Google Wallet PIN could be hacked using a brute force attack, and a few days later The Smartphone Champ discovered a way to reset payment options so that anyone who finds an unlocked smart...

/security /payments Innovation in Financial Services

Retired Member

Retired Member 

Pingit - a giant leap or a small step ??

The recent launch of Barclays’ new Pingit app is another significant milestone on the road to true mobile money, taking consumers one step closer to using their phone as their wallet. While many other banks are working on similar schemes, Barclays has taken the market by surprise with its timing. Going solo on a big innovation like this is a bold a...

/payments Finance 2.0

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

A Paradigm Shift in Supply Chain Finance

I see a change in the way supply chain finance (SCF) is being perceived in the market. I still have to form myself a more structured opinion so I'll just jot down my thoughts as they come. "Old" SCF: Basically the management of cash and capital to support the execution of supply chain processes (e.g., delivery of the goods). "New&quo...

/payments /wholesale Financial Supply Chain

Retired Member

Retired Member 

Interoperability - the watch word for 2012

In a previous posting, I pointed to a statistic which said that MPESA accounts for more than half of the world’s mobile money users. Mobile money services in countries outside of Kenya have just not had the uptake that the industry leader enjoys. But could interoperability be part of the solution to that problem? Taken at face value, interoperab...

/payments

Retired Member

Retired Member 

Integration mitigation

In an increasingly commoditized payments world, it is no surprise that banks seek to differentiate their payments offering. Technology is usually the key enabler in creating competitive advantage, but soaring IT integration costs can all too easily derail the bank’s efforts. Banks are being squeezed. They are caught in the vice of increasing compe...

/payments /wholesale

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

EU pushing e-invoicing forward

Important communication. “Europolitics also reports that ministers discussed the widespread adoption of e-invoicing, with all in attendance backing the European Commission publication 'e-Invoicing: Reaping the benefits of electronic invoicing for Europe', which outlines a blueprint for introducing cross-border e-invoicing” http://bx.businessweek.c...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

A PDF is not an electronic invoice

It has to be structured data (and as soon as possible in the ISO2022 format) as seen here: http://eeiplatform.com/7314/pdf-invoices-creating-more-paperwork-than-it-saves-research/?utm_source=E-invoicing+Platform&utm_campaign=4640aa2e5c-E-invoicing+Platform+-+Newsletter+wk+07&utm_medium=email to get the productivity ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Draft FATCA regulations

Better late than never, I guess, but on the way to Dubai for a FATCA conference, where all the speaker's presentations were based on guidance notices, the IRS finally issued draft regulation on FATCA, the Foreign Account Tax Compliance Act. This piece of regulation, has long been heralded as the largest piece of extra-territorial tax since the Brit...

/payments /regulation Innovation in Financial Services

Now Hiring