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Bo Harald

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Bo Harald - ZEF, Transmeri, Demos, Real Time Economy Program

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Innovation in Financial Services

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

A PDF is not an electronic invoice

14 February 2012  |  3194 views  |  1 TagsPayments

Comments: (2)

Friso De Jong
Friso De Jong - EEI Platform - Amsterdam 14 February, 2012, 21:27

Yes, structured is more efficient. However there are some facts and myths around PDF's that we have to debunk, as seen here:


I even believe that there is a PDF printer on its way that can produce both PDF and ISO20022 (an UBL version is already available).

Perhaps the best of both worlds?

P.S. Thanks for referring to our site :-)

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Bo Harald
Bo Harald - ZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region 15 February, 2012, 09:30

As long as we can deliver and receive structured data - and of course using UNCEFACT CIIv2 content standards and ISO20022 message standards (for invoice, payment reference, payment as SEPA and wider, account statement, soon VAT reporting, factoring etc) an PDF somewhere in the middle does not disturb. But the endgame is naturally structured-out and structured-in - without any need for conversions or other extras.


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