Join the Community

23,527
Expert opinions
41,382
Total members
362
New members (last 30 days)
189
New opinions (last 30 days)
29,142
Total comments

Latest expert opinions

clear
clear

5079 Results from /payments

Retired Member

Retired Member 

Shoplifting for Beginners

Wow – Payments is a hot topic right now isn’t it? With a few brilliant ideas and a whole host of, well, dimmer ones crowding into the market, our previously introverted corner of the financial services industry is suddenly all over the mainstream media and blinking awkwardly in the glare. If payment technology was a person, it would probably have h...

/payments /retail

Andy Hunter

Andy Hunter CEO at Perficiam Ltd

The Law Of Unintended Consequences

When, in 1984, the marketing team at Midland Bank first removed charges from some personal accounts, they couldn't have guessed at the long term consequences for the UK retail market. At a time when cross sales of new services like mortgages and structured savings products was beginning to drive retail revenues, their objective was to win more c...

/payments /retail Transaction Banking

Retired Member

Retired Member 

Dodd-Frank section 1073 has potential global impact

Dodd-Frank section 1073 generated much comment at both the International Payments Framework Association (IPFA) General Meeting and the NACHA Global Payments Forum (GPF) conferences in Munich this week. A straw poll of the GPF delegates revealed that two thirds of the attendees believed it has the potential to change the business model for consumer...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Full steam ahead for corporates as SEPA deadline is set

The line in the sand has been drawn and it is full steam ahead as the SEPA end date has been confirmed for February 2014. The finalisation of the single domestic payments area for the Eurozone is welcome news and its costs and benefits much discussed. Now, it’s time to turn the conversation to how stakeholders must prepare. The stakeholders in n...

/payments

Andy Morris

Andy Morris Risk Business Solutions Consultant at ACI Worldwide

Is the War on Fraud being won?

Two sets of industry statistics were published this week, with different and conflicting information: BBC quoted statistics from the UK Card Association that plastic fraud losses were down by 7% to £341m, attributed to 41% fall in fraudsters impersonating card holders. Whilst CIFAS reported increase in Account takeover up 18%, account misuse (first...

/security /payments

Andres Fontao

Andres Fontao Partner at finnovista

On the mobile payments front at MWC: Much ado about nothing

High expectations were put into place with the series of announcements leading up to MWC last week, as well as during the weeklong event itself. With all the hoopla surrounding the press announcements, joint ventures and acquisitions that transcended geographies, technologies, industries and socio-demographics, it would appear that mobile financia...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

EACHA Payments Forum

During the last week of February, I had the pleasure of attending the EACHA Payments Forum in Frankfurt. This conference was remarkable. I have seldom enjoyed such an intense focus on payments and it was an unexpected bonus to be able to step out of my role as a payments consultant and really see SEPA and European payments from the perspective of ...

/payments

Retired Member

Retired Member 

The decade when Small Business became king

We might remember 2012 as the beginning of a golden decade – the era that small business value creation became easier and more abundant in driving Global GDP. There has been no better time to own, start and run a small business than right now. Particularly online businesses. The economics of the internet has profoundly closed the resources gap ...

/payments Innovation in Financial Services

Nick Ogden

Nick Ogden Chairman at Ogden Research

MWC12: Time to stop the debate and collaborate

As another successful MWC comes to a close, I wanted to take a step back from the inevitable smartphone model announcements, and think about the overarching theme of discussions this year. One topic which dominated MWC 2012 was, of course, mobile payments. Whether in terms of mobile banking, mobile as a point-of-sale, or even mobile contactless pa...

/payments

Michael Wright

Michael Wright ex-CEO, NED at Tilte, Taxd, Welleasy

Will PDF will be the saviour of eBilling and eInvoicing

For many years I have written about why PDF is the ideal process for eBilling and eInvoicing alike. The proof is in the adoption statistics – ‘push’ email billing solutions produce double or triple the adoption of paperless processes when compared to web portals. A few months ago an article by renowned eInvoicing commentator Frisco de Yong; 7 my...

/payments

Now Hiring