5080 Results from /payments
Retired Member
Technology is evolving at an incredible rate, which means that the strategies you employed 2 or 3 years ago are probably no longer on target. Take personal audio for example: If a group of music executives was discussing how to increase sales on audio cassettes, you’d think they were out of their minds. Going Paperless is not about you – it’s abou...
12 March 2012 /payments
Wow – Payments is a hot topic right now isn’t it? With a few brilliant ideas and a whole host of, well, dimmer ones crowding into the market, our previously introverted corner of the financial services industry is suddenly all over the mainstream media and blinking awkwardly in the glare. If payment technology was a person, it would probably have h...
12 March 2012 /payments /retail
Andy Hunter CEO at Perficiam Ltd
When, in 1984, the marketing team at Midland Bank first removed charges from some personal accounts, they couldn't have guessed at the long term consequences for the UK retail market. At a time when cross sales of new services like mortgages and structured savings products was beginning to drive retail revenues, their objective was to win more c...
11 March 2012 /payments /retail Transaction Banking
Dodd-Frank section 1073 generated much comment at both the International Payments Framework Association (IPFA) General Meeting and the NACHA Global Payments Forum (GPF) conferences in Munich this week. A straw poll of the GPF delegates revealed that two thirds of the attendees believed it has the potential to change the business model for consumer...
10 March 2012 /payments Payments strategies 2015-2020-2030
The line in the sand has been drawn and it is full steam ahead as the SEPA end date has been confirmed for February 2014. The finalisation of the single domestic payments area for the Eurozone is welcome news and its costs and benefits much discussed. Now, it’s time to turn the conversation to how stakeholders must prepare. The stakeholders in n...
07 March 2012 /payments
Andy Morris Risk Business Solutions Consultant at ACI Worldwide
Two sets of industry statistics were published this week, with different and conflicting information: BBC quoted statistics from the UK Card Association that plastic fraud losses were down by 7% to £341m, attributed to 41% fall in fraudsters impersonating card holders. Whilst CIFAS reported increase in Account takeover up 18%, account misuse (first...
07 March 2012 /security /payments
Andres Fontao Partner at finnovista
High expectations were put into place with the series of announcements leading up to MWC last week, as well as during the weeklong event itself. With all the hoopla surrounding the press announcements, joint ventures and acquisitions that transcended geographies, technologies, industries and socio-demographics, it would appear that mobile financia...
07 March 2012 /payments Payments strategies 2015-2020-2030
During the last week of February, I had the pleasure of attending the EACHA Payments Forum in Frankfurt. This conference was remarkable. I have seldom enjoyed such an intense focus on payments and it was an unexpected bonus to be able to step out of my role as a payments consultant and really see SEPA and European payments from the perspective of ...
04 March 2012 /payments
We might remember 2012 as the beginning of a golden decade – the era that small business value creation became easier and more abundant in driving Global GDP. There has been no better time to own, start and run a small business than right now. Particularly online businesses. The economics of the internet has profoundly closed the resources gap ...
04 March 2012 /payments Innovation in Financial Services
Nick Ogden Chairman at Ogden Research
As another successful MWC comes to a close, I wanted to take a step back from the inevitable smartphone model announcements, and think about the overarching theme of discussions this year. One topic which dominated MWC 2012 was, of course, mobile payments. Whether in terms of mobile banking, mobile as a point-of-sale, or even mobile contactless pa...
02 March 2012 /payments
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