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Andres Fontao

Andres Fontao

Partner at finnovista
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Bio Empowering technology startups in the disruptive transformation of the financial services industry. Career History Andres is a digital banking and mobile payments executive with experience in product management, product marketing and business development. He has a successful track record in helping grow technology-driven businesses (consumer and enterprise) with a focus on identifying and executing new market an


Finance 2.0

My take on MWC2013

28 Feb 2013

Hoping to unwind on the AVE back to Madrid after a frenetic 2 days at Mobile World Congress, I can't help but ponder my insights and learnings as we cut across the Spanish countryside at 300 KM/H. It's been an exciting two days, focused primarily on meeting with financial institutions and scouting for innovations and possible disruptions in fintec...


Payments strategies 2015-2020-2030

Cashless and cardless, take 2

14 Jan 2013

Following up on my recent blog entry regarding my attempt to go cashless and cardless for a week when in San Francisco late last year, it’s worth sharing observations of payment methods from a recent trip to Argentina and Uruguay in late December 2012. As those of you who know me, I am a strong advocate for mobile financial services, having spent ...


Payments strategies 2015-2020-2030

Is it time to leave the cash and cards at home?

19 Nov 2012

I am recently back to Madrid from a week-long business trip to San Francisco. Despite working in the mobile financial services industry for the past 5 years, until this week I had never encountered a true opportunity to engage in native mobile payment and commerce transactions. Before arriving in San Francisco on Tuesday night, I could count with ...

Finance 2.0

Gamification in banking

25 Sep 2012

I recently had the opportunity to attend Gamification & Banking: a passing fad or a serious business, at the BBVA Innovation Center in Madrid. It’s part of series of talks and discussions around innovation in retail banking. To be honest, I had not put much thought into this topic until I came upon an announcement, but a star-studded line up o...