254 Results from 2014, /payments
Matt White North America editor at Finextra
Anyone who spent the last fortnight at these two events will have been struck by the growing divide in the fintech industry: between old and new, physical and digital, Wall Street and Silicon Valley. Money20/20 has ridden, and driven, the fintech wave to become a monster. In just three years it has grown to such an extent that many of the 7500 dele...
18 November 2014 /payments
Retired Member
I’ve written a few times on this blog about disparate payments processes within large corporations and then the benefits associated with centralising and standardising that process. One of the clear problems we see with this disparate, non-integrated approach is that the bank fees being paid in relation to payment services is much higher than it ...
17 November 2014 /payments Payments strategies 2015-2020-2030
The news of a PCI breach is just the start of a host of issues – all of which can be crippling to a business. Many CIOs and compliance officers may complain about the burden that the Payments Card Council imposes on them, but the rules exist for good reason. Like most issues involving compliance, card data rules are more effective as a preventative...
13 November 2014 /payments /regulation
“We hope to change the way content can be consumed – there is quality content on the web and we believe in it. It needs to be financed – and people must be willing to finance it.” Whether you like it or not, we’re in the midst of a consumption revolution. The way we read the news, watch our TV and pay for our content is undergoing a global shift. O...
05 November 2014 /payments /startups Future Finance
Lu Zurawski founder, iKnowMe at Lu Zurawski
The commercial horrors of Halloween seem to have gained popularity over the UK’s indigenous “Bonfire Night” on the 5th of November. So I thought I’d do my bit to push back for a less US-centric way of getting kids out begging in the streets at night-time. So here are the opening questions in my new cultural quiz: Q1. When the Houses of Parliament i...
04 November 2014 /payments
Steve Ellis Founder at Finextra Research
Social is a big part of Money2020 (in both senses). In a moment of mid-conference early morning jetlag I thought I'd run some numbers to see how much noise is being generated, by whom and to what impact. Looking at data from August 4th to November 3rd, we found and analysed 27,000 relevant mentions - 92% of which were in microblogs (Twitter). Needl...
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
An estimated EUR 177 billion in VAT revenues was lost due to non-compliance or non-collection in 2012, a recent report reveals. E-invoicing to help reduce EU VAT Gap losses - report thepaypers.com According to a recent VAT Gap study by the European Commission, the lost revenue equals to 16% of total expected VAT revenue by the 26 EU Member States....
31 October 2014 /payments Electronic invoicing
Apple Pay is here and banks can finally enable NFC mobile payments for their iPhone carrying customers. However, the Apple smart phone user base, while considerable, is only part of the entire customer base of banks and merchants. How can banks serve their entire customer base, especially their Android-based customers? And this is not a small prob...
31 October 2014 /payments
Pat Carroll Founder/Executive Chairman at ValidSoft
By now, most participants in the US payments industry are finally about to realize that the day of the mag stripe is doomed and that EMV, the secure payment card technology rolled out in Europe nearly a decade ago, is finally about to make its debut in the US. Incredulous as it may seem, the financial integrity of the payment card industry continu...
28 October 2014 /payments Disruption in Retail Banking
Earlier this year we sponsored a piece of research by Finextra into the challenges and issues facing fintech marketers. One of my favourite insights is that fintech marketers fear their dependency upon their colleagues, even more than the campaigns of their competitors. We asked fintech marketers the question: what are the biggest barriers to ach...
28 October 2014 /payments
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