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269 Results from 2012, /payments

Gary Wright

Gary Wright Analyst at BISS Research

Breaking up of the Euro contingency projects

Much to my surprise I found out recently that a large number of UK Banks have already been working on their plans for the eventual breakup of the Euro. As I understand it the banks are basing their plans around first one Euro State going, quickly followed by others, with various scenarios being played out. For example, a split, with the northern E...

/payments /regulation Post-Trade Forum

Retired Member

Retired Member 

Talking technology just delays innovation

With a few notable exceptions (such as Apple) the fact is that technology doesn't really matter. What really matters, especially when you are targeting consumers, is application. Sounds controversial? Let me explain what I mean. Look at the early days of movies - were you a Betamax or a VHS fan? What about the more recent Blu-Ray vs HD DVD war? A...

/payments

Retired Member

Retired Member 

This is non-compliant in the UK

Cardholder Present transactions in the UK are mandated to be Chip and PIN verified, and since this device is swipe only (like Square in the US) it would not reach the minimum requirements for such payments. I doubt that any UK acquiring banks would issue merchant accounts for use with this device. It wouldn't be supported by Visa or Mastercard, an...

/payments

Retired Member

Retired Member 

Avoiding the Delta of Disappointment for Fintech Companies

In a previous Blog about the uptake of Social Media tool, Twitter, I recounted the returns companies get when they deploy a sales methodology, and also the reasons why many companies invest in methodologies only to see them languish in the abyss of poor adoption. I’ve written also about the value of sales process and the need to integrate both met...

/security /payments Innovation in Financial Services

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Say hello to voice biometrics

Advances in smartphone technology have already changed the way we live, allowing us to do so much more on our phones. However, mobile payments, mobile banking and the data stored on our phones present serious security risks. To tackle that security deficit, banks, businesses and governments need to rethink how they authenticate end users. A recen...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Visa in Rwanda: The future for financial sector development?

Visa and the Government of Rwanda (GOR) recently announced an initiative to electrify the country’s payments system which, if successful, could potentially be a template for financial sector development involving private sector partnerships across the wider region. The aim is straightforward – to provide a payments infrastructure in Rwanda that i...

/payments /retail

Stephen Wilson

Stephen Wilson Managing Director at Lockstep Consulting

Credit card numbers are like nitroglycerine

It's terrific that merchants are increasingly pushing back on PCI-DSS. It really is high time we shifted the emphasis from ad hoc stop gap compromise measures, onto tackling the real problem: the replayability of account data. Credit card numbers are a bit like nitroglycerine: handle them with great care or they'll blow up! The slightest slip-up,...

/security /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Most read post - all times

Questions European Tax Payers should ask: https://www.finextra.com/community/members/PreviewBlog.aspx?b_id=2815 This is a post from 2009. Even if the finance crisis has since hijacked almost all attention it is more than obvious that we need to push forward with this - not only to improve productivity in all enterprises and the public sector - but ...

/payments Innovation in Financial Services

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

PCI is not onerous - it's too weak

Despite all the bleating about PCI over the years, I found it to be too weak. With all the focus on Cardholder Data - as being that on the Mag Stripe - namely Cardnumber, Cardholder Name, Expiry Date and Security Code - I found many Merchants & Service Providers treated it as a 'max' rather than 'min' level of security. I performed due diligenc...

/payments Whatever...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

e-invoicing information sources

Still relevant interview - http://eeiplatform.com/3551/interview-with-the-chair-of-the-former-ec-expert-group-on-e-invoicing/ UNCEFACT>ISO 20022 was not ready then - but now it is! See other blogposts here. And then a collection of e-invoicing information sources by EEIplatform: http://eeiplatform.com/6886/7-websites-e-invoicing-ap-automation-c...

/payments Innovation in Financial Services

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