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224 Results from 2016, /payments

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

How I Explained Blockchain to My Grandmother

My grandmother likes to stay informed and recently told me: << I read on the magazine a few days ago about something called “blockchain”. Everybody seems to have fallen in love with it so it must be something important. Unfortunately the article was full of technical jargon and I could not understand a thing. Do you know what it is? >>...

/payments Transaction Banking

Markos Zachariadis

Markos Zachariadis Greensill Chair in Financial Technology (FinTech) at Alliance Manchester Business School

What can the Bank of England learn from SWIFT?

What can the Bank of England learn from SWIFT? Last month I was invited at the Bank of England to consult members of the RTGS Review committee on their efforts to rethink and redesign the Bank’s settlement system. Earlier this year the Bank announced [1] plans to reevaluate its high-value RTGS infrastructure in light of the recent developments in...

/payments

Retired Member

Retired Member 

Challenger banks must strike the right balance between mobile and card

NFC mobile payments continue to grab headlines, but to really drive uptake and ensure full market coverage, combining contactless cards with next-gen mobile banking apps is surely the right way to go for 2016’s challenger banks, says Paul Underwood, managing director, Thames Card Technology. Much has already been said about the opportunity for cha...

/payments

Steve Cook

Steve Cook Digital Identity & Biometrics Consultant

How the selfie is revolutionising mobile payments!

Everyone likes a good selfie, from Hollywood celebrities to the general public! Selfies have become an everyday part of our lives. The selfie is still a relatively new word yet everyone knows what it means and furthermore it has transcended into almost every language in the world without translation. Australia has proudly laid claim to inventin...

/payments

Retired Member

Retired Member 

Cash-less in Singapore and key takeaway for Developing economies

"Are you sure you want to do this" Richa asked. I must confess I was not, but decided to go for it and thus started this journey from Mumbai to Singapore and back without single penny cash. Yes, that’s right Just a credit, debit and travel prepaid card. Transit (Home to Airport): Ordered OLA and paid using the OLA money wallet, funding sa...

/payments Payments strategies 2015-2020-2030

Tom Hay

Tom Hay Principal Consultant at Payment Systems Europe

Watch out EBA, SWIFT and VISA - here comes Masterlink!

Mastercard’s planned acquisition of Vocalink has the potential to create a new payments powerhouse in Europe and beyond. The news of the planned acquisition broke a few days after the Payment Systems Regulator’s recommendation that banks divest their ownership of the company. I’m sure the timing is not accidental, but it is, at best, a peripheral r...

/payments

Retired Member

Retired Member 

PSR - Access to markets update

In January I wrote that the PSR was one of the things to watch in this year, and I’ve been surprised by the amount of pace they have made in such a short time through their excellent forum. There has been a round of workshops throughout January and I was privileged to chair a sub-group that looked at the access processes used by industry participan...

/payments Trends in Financial Services

Retired Member

Retired Member 

Payment Bank: A differentiator or an extension of Business Correspondent Banking

RBI (Reserve Bank of India) formally introduced the Financial Inclusion policy during 2005-06 with the main objective of connecting underbanked/unbanked people with the banking system. Approximately, 50-60 INR is per transaction cost at branch level and at ATM its 15-20 INR. Penetration of both branch and ATM is not good enough considering varied d...

/payments /inclusion

Hugo Cuevas-Mohr

Hugo Cuevas-Mohr CEO at Mohr World Consulting - IMTC Conferences

FATF-GAFI GUIDANCE - A Risk-Based Approach for Money or Value Transfer Services

The timing could not have been better. FATF just published – February 2016, a report that all Compliance Officers of this industry must read, entitled Guidance for a Risk-Based Approach for Money or Value Transfer Services (Summary – Full Report (69 pages). I want to highlight three statements in the presentation of the report: The risk-based app...

/payments /regulation Financial Services Regulation

Hugo Cuevas-Mohr

Hugo Cuevas-Mohr CEO at Mohr World Consulting - IMTC Conferences

The US Government Accountability Office -GAO Reports on INTERNATIONAL REMITTANCES

I think it is very important that every person in the International Money Transfer & Payments (IMT&Ps) industry reads the GAO Report published on February 16th, 2016, entitled INTERNATIONAL REMITTANCES: Actions Needed to Address Unreliable Official U.S. Estimate – Highlights Page (1 page), Full Report (62 pages). A second report published t...

/payments /regulation Financial Services Regulation

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