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349 Results from /identity

Clare Joy

Clare Joy Strategy & Expansion Lead at Onfido

Banking on Bots: Mitigating Algorithmic Bias in Financial Services

When developing new technologies, we must ensure that they operate fairly. At a time when identity is increasingly being used as the key to digital access, any technology based on identity must function fairly and equally for everyone, regardless of race, age, gender, or other characteristics leading to human physical diversity. While digital serv...

/inclusion /identity Artificial Intelligence and Financial Services

Giles Sergant

Giles Sergant Director at Consultant

Open Banking and the DCMS should get a room (banks should verify our identity attributes)

In his address earlier this month to the American Enterprise Institute, the Fed’s Governor Chris Waller described CBDCs as “a solution looking for a problem”. Time will tell if he’s right. Many said the same of Open Banking in 2017 when it emerged freshly minted under PSD2. Commentators at the time (not just bankers) also questioned the sufficien...

/retail /identity Banking Strategy, Digital and Transformation

Nick Almond

Nick Almond Founder at Finance.vote

Web 3.0, and the case for unstoppable applications

Throughout 2021, we’ve seen a new wave of censorship hitting the legacy web. There is real evidence that censorship is growing in scale and scope and it is most certainly something we should be increasingly vigilant of. The phenomenon of deplatforming has been discussed for a while, but it hit arguably its most public peak in January when Donald Tr...

/crypto /identity Cryptocurrency Insights

Retired Member

Retired Member 

As SaaS grows, financial services must rethink their security approach

The financial services industry is facing an increasing number of issues related to the adoption of cloud-based services. The growth of cloud and SaaS has accelerated with the consumerisation of information technology, along with the shift to working from home. Users have become comfortable downloading and using apps and services from the cloud to...

/security /identity Banking Strategy, Digital and Transformation

Barley Laing

Barley Laing UK Managing Director at Melissa

Five steps to build trust in the digital age

With more people engaging and transacting with organisations online during the pandemic, there has been a corresponding rise in fraudulent activity. In the banking industry the Office for National Statistics (ONS) found a 68 per cent increase in remote banking fraud in 2020. Furthermore, research from UK Finance reveals that £479 million was lost...

/regulation /identity Digital Identity Management

Retired Member

Retired Member 

Turning the burden of compliance into competitive advantage

Banking is no longer limited to four walls of a building. In the UK, three-quarters (73%) of consumers now use digital banking channels on a weekly basis, as people grow increasingly accustomed to their ease and convenience. But this isn’t without some downsides. Mobile functionality, blockchain integration and emergence of banking-as-a-service ha...

/security /identity Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Identity Verification - What is under the hood? Let's explore...

During last months, I asked many of my friends and family members regarding their experiences while opening an account with one of the thousands of Fintechs or setting up new account with car/scooter sharing company or other similar usercases espeically requiring identity verification. Given my background in identity management and digital ident

/identity /crime Artificial Intelligence and Financial Services

René Hendrikse

René Hendrikse Vice President & Managing Director, EMEA & LATAM at Mitek

Winning our trust: what banks can do post-pandemic

When it comes to choosing where to go for holidays, or which restaurants to eat out at and what exactly we want to eat, we usually stick to what we are familiar with. Then came 2020 and the tables were turned: new experiences became everyday norms, and everyday norms became a distant memory. Since the pandemic, we have become reliant on technology...

/security /identity Online Banking

Eduardo Castro

Eduardo Castro Head of Identity and Fraud at Experian

How sophisticated security methods can help in the battle against online fraud

New official figures have revealed the extent of the threat posed by online fraudsters. The National Cyber Security Centre (NCSC) has removed more scams in the last 12-months than in the previous three years combined. The surge in scams has been fuelled by the pandemic, with fraudsters launching a host of phishing attacks via email and text message...

/security /identity Biometrics

Retired Member

Retired Member 

How Tech Platforms Are Changing Verification and Authentication

In the finance world, everything’s gone digital. If you’re still trying to verify customers’ identity by asking where they lived ten years ago, or making them jump through manual hoops like sending small “test” transactions to verify a linked account, you’re falling behind. How you verify identifications and authenticate customers has a big impact...

/regulation /identity Banking Strategy, Digital and Transformation

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