Latest opinions that Sameer Singh Jaini has shared on Finextra

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Sameer Singh Jaini

CEO

www.TheDigitalFifth.com

Member since

22 May 2017

Location

Mumbai

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Sameer Singh's opinions

Fintech without Tech?

Everyday I meet enthusiastic Fintech entrepreneurs, who have started their Fintech Businesses focused on lending, wealth management, payments etc. Most of these entrepreneurs have business background like sales / marketing / product. In their hurry to launch the business, typically they start without Tech... Few suggestions to improve the possibil...

20 August 2017 /startups Fintech innovation and startups

Lending API-fied : Start of P2P Lending Revolution

National Payments Corporation of India (NPCI) has revolutionised Indian Payment Industry and has removed friction. Newer payments platforms like IMPS, UPI, BBPS etc have solved payment and collection problems of all customer segments. NPCI has change the market by standardising and securing APIs across banks. UPI is classical API use case, which i...

14 June 2017 /retail Fintech

Digital Transformation : Blood, Sweat and Respect

Blood, Sweat and Respect. First Two You Give, Last One You Earn” Dwayne Johnson Banking industry is undergoing massive transformation in multiple areas. Never in history were banks experiencing this level of change. Each of these transformations have a journey from conceptualisation to execution to support. Digital transformations currently in prog...

13 June 2017 /retail Innovation in Financial Services

We are Missing Steve Jobs in Banking

“Design is not just what it looks like and feels like. Design is how it works.” Steve Jobs As we look around, we are seeing innovations and frictionless customer experience coming from multiple industries. iPhone / MacBook / Ola / Uber / Google / Amazon are taking our experience to the next level. AI / Blockchain / RPA / API technologies are goin...

01 June 2017 /retail Futuristic Banking

To Hell with Digital

Industries of the future would come out of amalgamation of current industries, which were essentially built in Analog world. All success stories of Digital world have been about re-imagining of the current industries by Digital mavericks. Customers, as of today, have to install multiple applications for handling financial relationships (typically ...

26 May 2017 /retail Disruption in Retail Banking

Fintech - Bank Partnership - Friction Part 1

Fintechs have started collaborating with banks across multiple areas and have begun helping the bank in building innovative products / services. This collaboration is happening across lending, deposits, payments (UPI leads the way), investments etc. This new relationship amongst Banks and Fintechs is creating immense pressure on bank’s internal sys...

24 May 2017 /retail Fintech innovation and startups

Outsourcing Technology for a bank is like outsourcing the bank

“In many ways, we see ourselves as a technology company with a banking license.” Michael Corbat, Citibank CEO Consulting firms over last two decades have guided Banks to “Outsource Technology to Technology Providers”. This has helped the banks in focusing on their core competency, which is “Banking”. Based on this approach, technology teams within ...

22 May 2017 /retail Finextra site news