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Sameer Singh Jaini

CEO
www.TheDigitalFifth.com
Member since
22 May 2017
Location
Mumbai
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Digital strategist focusing on removing friction across Financial Industry and Fintechs.

I work with Financial Institutions as well as Fintechs for establishing their digital strategy in alignment with business strategy.

Experience

CEO
www.TheDigitalFifth.com
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Latest opinions

Sameer Singh Jaini

Draft Guidelines for On Tap Licensing of Small Finance Banks in India - Time to get ready

Reserve Bank of India has shared draft guidelines for "On Tap" Licensing of Small Finance Banks in the Private Sector on 13th Sept 2019. As of now, SFB appears to be the only way to become a bank in the country as RBI is no longer issuing Payment Bank License as well as Universal Bank License. As per the current understanding, only succe...

05 October 2019 Banking Regulations

Sameer Singh Jaini

Why legacy businesses find it difficult to derive value from digital?

Fintechs have shown the path of digital innovations across payments, lending, wealth, insurance etc. As their business model is almost 100% focused on digital innovations (even if overall business may be pure digital or phy-gital), they are able to leverage the innovations to create top line as well as bottomline (may be bleeding initially). Legac...

07 November 2018 Innovation in Financial Services

Sameer Singh Jaini

Lending Fintechs : Aadhaar KYC challenges, Privacy issues and Tight Liquidity : What next?

In last one year, massive amount of funding has been provided to Lending Fintechs in India across Retail and SME segments. I believe more than 100 new fintechs would have started in last 12 months in these segments. In addition, Leading Payment Fintechs have also moved their business model to lending as there is not enough revenue in Payment busin...

14 October 2018 Fintech

See all 10 opinions by Sameer Singh

Sameer Singh writes about

  • retail banking
  • start ups

Sameer Singh's opinion archive

  • 2019 (1)
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