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Scott Raspa

Head of Marketing

Hydrogen - www.hydrogen.tech

Member since

21 Apr 2020

Location

New York

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Scott's opinions

6 Examples Of Embedded Finance Changing The Future

Embedded finance is the future of the financial services industry. It’s the merging of a non-financial service provider, such as a retailer or ride-sharing company, with a financial service, such as payment processing, lending, or insurance. As embedded finance becomes more widespread, it can be helpful to examine some embedded finance examples to...

12 November 2020 /payments /startups Embedded Finance

Opportunities within Embedded Finance

In a traditional setting, payment is separate from transactions. At the end of a taxi ride, a customer has to dig into their wallet and pull out the cash or credit card needed to settle up with the driver. Embedded finance merges payments and transactions. It creates a seamless experience for the customer by blending what were once separate financ...

29 October 2020 /payments /inclusion Embedded Finance

The benefits of embedded finance

As the fintech industry continues to change, accessible and straightforward interfaces for end users are key to helping financial institutions better engage their customers. One way many fintechs are creating a superior user experience for customers is with embedded finance. It’s a way to make financial processes like payments work seamlessly with...

22 October 2020 /startups /inclusion Fintech innovation and startups

Is Embedded Finance the Future?

Embedded finance is financial services on the customer’s terms, from anywhere and at any time. They no longer need to visit their bank to get access to their money. In some cases, embedded finance (and more specifically embedded banking) eliminates the traditional bank entirely. Some companies are stepping in to provide banking and financial servi...

21 September 2020 /retail /startups Embedded Finance

How Bank and Fintech Partnerships are Redefining the Future of Banking

Can fintech and banking play nicely together? Although traditional banks might have once eyed fintech companies with concern or suspicion, the stance of traditional financial service providers seems to be evolving. Traditional banks and financial service companies no longer necessarily look at fintechs as intruders in the field but instead often c...

14 September 2020 /payments /inclusion Finance 2.0

PFM in Banking

Consumers are looking for a way to monitor their financial health. Personal financial management (PFM) apps can act as the thermometer, gauging the temperature and giving people an idea of where they currently stand financially. PFM tools for banking can also go a step beyond checking the status of a person’s financial situation. They can also pro...

02 September 2020 /retail /startups Innovation in Financial Services

6 Strategies for Banking the Unbanked

Although opening a bank account might be a rite of passage for people around the world, a significant portion of the global population either doesn’t have any form of bank account or doesn’t use a bank for a notable portion of their financial needs. People who are unbanked or underbanked tend to use alternative forms of financial services, such as...

22 April 2020 /inclusion

Fintech in Brazil Has a Bright Future

Financial technology, or fintech, is on the verge of a breakthrough in Brazil in 2020. In late November 2019, Brazil’s Central Bank set out draft rules for open banking, intending to phase in the rules during the second half of 2020. These new regulations make substantial changes to the way existing financial institutions and banks share transacti...

21 April 2020 /startups /inclusion