Latest opinions that Scott Raspa has shared on Finextra

Join the Community

23,822

Expert opinions

40,570

Total members

369

New members (last 30 days)

194

New opinions (last 30 days)

29,226

Total comments

Join Sign in

Scott Raspa

Head of Marketing

Hydrogen - www.hydrogen.tech

Member since

21 Apr 2020

Location

New York

View Scott Raspa's full profile

Scott's opinions

Web3 is the Future of Payments

Web3 payments are seeking to completely revolutionize the internet and how it’s run. How we send and receive money is no exception to Web3’s ambitions. You probably know yourself. Buying things on the internet or sending money to friends can be a long and difficult process, often with too many hoops to jump through. But can Web3 really revolutioniz...

13 July 2022 /payments /crypto DeFi

How Embedded Finance Helps Businesses Generate Revenue and Increase Loyalty

Many companies are looking for ways to generate revenue and increase customer loyalty by dipping into banking and finance. The future of the financial services industry is embedded finance — the seamless combination of traditional financial services and another service. Embedded finance occurs when a non-financial website or app, such as a ride-ha...

09 February 2022 /payments /startups Embedded Finance

4 Advantages of Loyalty Reward Programs

One adage you hear time and again in business is that a repeat customer is better than a new customer. Why is that? Because repeat customers spend more money – 300x more! Retaining customers can help your company boost its profits up to 95%, however, having a customer buy from your business repeatedly, isn’t always easy to do. With so many option...

28 September 2021 /retail Embedded Finance

6 Examples Of Embedded Finance Changing The Future

Embedded finance is the future of the financial services industry. It’s the merging of a non-financial service provider, such as a retailer or ride-sharing company, with a financial service, such as payment processing, lending, or insurance. As embedded finance becomes more widespread, it can be helpful to examine some embedded finance examples to...

12 November 2020 /payments /startups Embedded Finance

Opportunities within Embedded Finance

In a traditional setting, payment is separate from transactions. At the end of a taxi ride, a customer has to dig into their wallet and pull out the cash or credit card needed to settle up with the driver. Embedded finance merges payments and transactions. It creates a seamless experience for the customer by blending what were once separate financ...

29 October 2020 /payments /inclusion Embedded Finance

The benefits of embedded finance

As the fintech industry continues to change, accessible and straightforward interfaces for end users are key to helping financial institutions better engage their customers. One way many fintechs are creating a superior user experience for customers is with embedded finance. It’s a way to make financial processes like payments work seamlessly with...

22 October 2020 /startups /inclusion Fintech innovation and startups

Is Embedded Finance the Future?

Embedded finance is financial services on the customer’s terms, from anywhere and at any time. They no longer need to visit their bank to get access to their money. In some cases, embedded finance (and more specifically embedded banking) eliminates the traditional bank entirely. Some companies are stepping in to provide banking and financial servi...

21 September 2020 /retail /startups Embedded Finance

How Bank and Fintech Partnerships are Redefining the Future of Banking

Can fintech and banking play nicely together? Although traditional banks might have once eyed fintech companies with concern or suspicion, the stance of traditional financial service providers seems to be evolving. Traditional banks and financial service companies no longer necessarily look at fintechs as intruders in the field but instead often c...

14 September 2020 /payments /inclusion Finance 2.0

PFM in Banking

Consumers are looking for a way to monitor their financial health. Personal financial management (PFM) apps can act as the thermometer, gauging the temperature and giving people an idea of where they currently stand financially. PFM tools for banking can also go a step beyond checking the status of a person’s financial situation. They can also pro...

02 September 2020 /retail /startups Innovation in Financial Services

6 Strategies for Banking the Unbanked

Although opening a bank account might be a rite of passage for people around the world, a significant portion of the global population either doesn’t have any form of bank account or doesn’t use a bank for a notable portion of their financial needs. People who are unbanked or underbanked tend to use alternative forms of financial services, such as...

22 April 2020 /inclusion