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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Can Banking for Children Save our Future and How Should it Work?

Almost 60% of all working-age Americans have no retirement savings. Four in ten adults couldn’t cover a $400 emergency expense in the U.S.* Adults struggle to manage their finances, but they want to see their kids grow up as successful people with good financial habits. At the same time, 49% of parents don’t know how to discuss finances with kids ...

/people /retail

Steve Grob

Steve Grob Founder at Vision57

The Trading Desktop: Why we need a Different Approach

The trouble with Trading Technology Today Imagine for a moment that the cell phone in your pocket was twenty years old or the console you've just got your kids for Christmas was a Sega Genesis. While retro items like these may appeal to some, it is a sobering thought that much of the USD 100 billion per day trading world is based on similarly aged...

/cloud /markets

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Payments and Lending Converge: Reinventing History or the Wave of the Future?

The financial services industry has entered a new era where technology determines the brand experience, what customers do, and where they go next. Jim Marous, co-publisher of The Financial Brand suggests, “Financial institutions must be able to deliver an easy-to-navigate, seamless digital platform that goes far beyond a miniaturized online bankin...

/payments /retail

Retired Member

Retired Member 

Platformification in banking: differentiate to succeed

My first blog in this platformification series explored new business models for banking. To succeed in this new landscape it’s essential that banks are clear on what will set them apart and differentiate their services going forward. Let’s explore this a bit further. Financial institutions with expertise in specific areas or market niches should...

/retail

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

The perks and dangers of the democratisation of finance

The GameStop / Robinhood saga has dominated the news over recent weeks and provoked some strong reactions across the industry. For FinTech as a whole, the scandal raised some intriguing questions the industry might have to address in the future. In this post, we explore some of the perks and dangers of the democratisation of finance. The “democr...

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Management at Oracle Financial Services

Fix the Abandonment Quandary in Digital Onboarding

Successful digital onboarding is not just about enabling a customer to sign up for an account through a mobile phone in 5 minutes. What if the customer is forced into a cumbersome verification process after sign up? What if the customer needs advice on the best account that suits her or his needs or is confused about the details of a loan? If the ...

/wealth /retail

Alistair Catto

Alistair Catto Managing Director at Beyond

Client onboarding assessment: Creating clarity before committing to change

The challenges of the last 18 months, Brexit, the global pandemic and increasing demands for greater transparency and market control are driving change at a breath-taking pace in Financial Services. Banks are under great pressure to deliver efficiency and lower cost operations, and as a result, are taking an ‘invest to save’ approach within their ...

/regulation /wholesale

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Will Banking Become Commoditized in 2021?

Why a Bank’s Customer Experience (CX) Must Reflect Its Brand and Values Commodities are widely available products that are bought and sold, interchangeably. In the early 19th century, the economist David Ricardo noted, “The exchangeable value of all commodities rises as the difficulties of their production increase” and this remains true today. At ...

/people /retail

Tuncay Coruh

Tuncay Coruh Product Manager at Fineksus

What is IS0 20022 and how can a standardized approach improve the financial messaging system?

Importance of standardization in financial messaging for international value transfers The current cross-border payments landscape is faced with the problem of lack of interoperability and integration between different clearing systems. To address the issue, standardization in the financial messaging is to be achieved because standardization means...

/payments /retail

Riccardo Conte

Riccardo Conte Founder at Virtus Flow

The Truth Behind Banking and Digital Transformation

Lessons We’ve Learned through New Challenges... And how financial institutions can stop making the same mistakes. It seems like everywhere we look, there’s a new “digital transformation” process getting started. From the way we interact with healthcare providers, to the way we travel and even how we handle our daily tasks, one thing is certain: Dig...

/retail /covid-19

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