Community
Stuff that's out there in the way out and beyond in banking.
As the owner, you will also give up ownership if you leave this group.
Stanley Epstein Associate at Citadel Advantage Group
How next-generation AI will separate the precision-driven winners from the complacent giants of global banking. Executive Summary: Global banking has entered a historic paradox. Despite record-breaking profits in 2024, the industry’s market valuation remains stubbornly low — signalling deep investor scepticism about the sustainability of traditiona...
11 November 2025 /ai
A Strategic Analysis: Navigating the AI-driven disruption in global banking. 1. A Banking Industry Paradox: Peak Performance Amidst Pervasive Scepticism The global banking industry is currently defined by a profound paradox. In 2024, the sector achieved an unprecedented level of financial performance, posting record-breaking results that surpass th...
05 November 2025 /ai
Introduction: Beyond the Banks When we think of the 2008 Great Financial Crisis, the story that comes to mind is one of failing banks, risky mortgages, and a system brought to its knees by the very institutions meant to be its bedrock. It was, in the popular imagination and in reality, a “banking crisis”. But in the years since, the global financi...
17 October 2025 /payments
John Bertrand MD at Tec 8 Limited
The EU Directive on Instant Credits is set to take effect in October 2025. By reducing payment processing times from days to mere seconds, EU countries are projected to see their GDP increase by 1 to 2%. The efficiency gains from Instant Payments, where funds are immediately available for reuse, create a compounding effect that accelerates economi...
14 February 2025 /payments /regulation
Jeremy Boot Product Strategy Director at Temenos
Introduction The BIS recently published a working paper entitled “Finternet: the financial system for the future”. This Finterent – or financial internet – is an intriguing vision of a modern financial system based on shared, interoperable, and unified ledgers, upon which the world’s assets and value would be stored and transferred. This represent...
13 May 2024 /payments /retail
Alex Kreger Founder and CEO at UXDA Financial UX Design
Just a year ago there was hype about the Metaverse. Major banks such as Standard Chartered, HSBC, DBS have spent millions acquiring land for virtual brunches in the Metaverse. And JP Morgan even became the first major bank that opened up a lounge in the virtual world of Decentraland. Today everyone is going crazy about spatial computing from Apple...
02 February 2024 /retail /predictions
Raktim Singh Senior Industry Principal at Infosys
"Programmable Money" is founded on the principle that its issuer can prescribe its usage, transferees, daily spending limits, and even a termination date. One can put any number of conditions in "Programmable Money." It is a monetary system in which operations are performed automatically, programmatically, and through smart cont...
24 January 2024 /retail /wholesale
Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank
"What is the Matrix?” While Keanu Reeve asking this question in the movie was an act of fiction, in our real world today there are many who are asking the same question referring to metaverse. For most, the extent to which they can stretch their imagination is thinking of it as a virtual space conceived on augmented reality and built for soci...
23 October 2022 /people /retail
Matthew Williamson Vice President of Global Financial Services at Mobiquity
Despite origins in gaming and social media, the Metaverse’s application has extended beyond entertainment to traditional sectors. Several practical applications of Metaverse technology including Virtual Reality (VR) and Augmented Reality (AR) have facilitated the buying and selling of goods in an entirely virtual environment. These virtual environ...
09 February 2022 /retail /predictions
Steve Morgan Banking Industry Market Lead at Pegasystems
With the advent of new video social platforms including TikTok and Snapchat, we have seen hundreds of novice financial advisors, otherwise known as ‘finfluencers’, emerge. These influencers offer Gen Zers money advice in a short, lighthearted video format and are becoming an increasingly popular source of financial information. Even Imogen Tew, mo...
28 June 2021 /retail /inclusion
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.