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$7.6 Billon – Yes this is the amount of loss globally from Authorized Push Payment (APP) scams projected by 2028 out of which around 80% is expected to be from Real time Payments. To mitigate APP fraud, one effective measure is payee or counter party verification during payment initiation, often referred to as Confirmation of Payee. Confirmation of...
01 April 2025 /payments
ISO 20022 represents a new global standard for payment messages, with many market infrastructures worldwide either adopting or transitioning towards this format—primarily in Account-to-Account payments. Its key advantage lies in the richness of data accompanying payment messages. When payments are initiated from corporate ERP systems and sent to b...
30 March 2025 /payments
AI models give fintech startups a competitive advantage. Automation increases efficiency in financial processes. The main challenge is the reliability and adaptability of AI into CRM systems. AI-powered CRM systems can be tremendously helpful to all sizes of businesses, even those with limited budgets In today's reality, we employ automation in ma...
13 March 2025 /ai /devops
The UK payments landscape is undergoing a fundamental transformation, driven by technological advancements, regulatory initiatives, and evolving consumer and business expectations. The UK National Payments Vision sets out a roadmap for a more seamless, secure, and inclusive payments ecosystem, ensuring that the country remains at the forefront of ...
06 March 2025 /payments /sibos SEPA and European Payments
In today’s digital economy, businesses rely on payment gateways to facilitate seamless and secure transactions. With the increasing volume of online payments, security and scalability have become critical factors in choosing the right payment solution. Security: The Foundation of Trust A payment gateway must ensure end-to-end security to protect s...
14 February 2025 /payments Innovation in Financial Services
As we look ahead to the future of the credit card market, several key themes are emerging that will shape the industry in the coming years. The payment industry continues to evolve rapidly, and credit cards are no exception. Despite being a more mature payment product, credit cards are expected to remain among the fastest-growing payment types, wi...
10 February 2025 /payments /retail The Payments Business
The Evolution of Digital Payments In today’s digital-first economy, businesses need payment solutions that are not only secure but also intelligent, efficient, and frictionless. Gone are the days of slow, manual payment processing—modern businesses require real-time, automated, and optimized payment solutions to stay competitive. What Makes Payment...
07 February 2025 /payments
The biggest names in European telecoms have agreed that monetisation has been a major struggle. When examined side-by-side, overall revenue growth is simply at odds with the increase in overall market share. Operators seem to agree that focusing on use cases rather than technologies themselves is crucial when it comes to opening up new revenue st...
06 February 2025
In my recent engagements with industry leaders, students, and AI practitioners, one question keeps surfacing: "If AI makes a mistake, who is responsible?" It’s a critical question—one that defines the future of AI governance, risk, and trust. Some argue that AI is just a tool, shifting responsibility to the user. Others counter that busin...
06 February 2025 /ai Artificial Intelligence
The Hidden Costs of Modern Living Mental well-being is the foundation of a fulfilling life, yet modern society is eroding it at an unprecedented rate. With the rise of digital distractions, toxic work environments, and the erosion of family bonds, the world is facing a silent mental health crisis. While technology and economic progress have transfo...
06 February 2025 /people /predictions The digital Chasm
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