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Blogs
Ajit Tharaken

Transparent and controlled AI-powered client lifecycle management & KYC

Artificial intelligence (AI) is being used throughout digital transformation initiatives and is changing how banks perform client on-boarding, anti-money laundering (AML) and know-your-customer (KYC) ...

24 May 2019
Banking Strategy, Digital and Transformation
René Hendrikse

Open banking: Innovating identity to fight against fraud

The arrival of e-commerce and digital banking has been revolutionary for both financial services firms and customers alike. We have saved not only time, but also money as new marketplaces and low-asse...

24 May 2019
Fintech
Priya Raj

Leveraging FIX Protocol to automate manual IPO Processes

The current trending initiative from FIX Trading Community is the new process to automate initial public offerings as the UK regulator reviews technological innovation in primary market services. The ...

24 May 2019
Capital Markets Technology
Joris Lochy

Are banking systems inherently more complex than 10 years ago?

Banks struggle to evolve to the changing customer needs and expectations and to introduce latest technologies. In a world where cost, time to market and flexibility are key business drivers, it is pai...

23 May 2019
Banking Strategy, Digital and Transformation
Ian Currie

Why API integration will allow the digital banking ecosystem to thrive in 2019

Open banking is about building and integrating an ecosystem of digital products, designed for one purpose – to create a seamless user experience. What we at Cloud Elements have seen over the past seve...

23 May 2019
API
Brian Costello

How B2B brands can protect themselves within the AISP-TPP-TSP nexus

One of the key features of the Revised Payment Services Directive (PSD2) and UK Open Banking is the requirement that all (almost) parties engaged in delivering the account information services (AIS) t...

23 May 2019
Banking Regulations
Andrew Beatty

The Art and Science of Conversational Banking with AI

With high-tech Conversational Banking platforms, the art is designing a great experience centered on words – written and spoken. This represents a shift from traditional design (which focuses on conte...

23 May 2019
Disruption in Retail Banking
Konstantin Rabin

Brexit’s danger to bank bonds in EU and UK

We have all had it by discussing all of the issues that come with Brexit. There have been more delays in the final decision on Brexit than we can account for and, at this point, the people cannot help...

23 May 2019
Banking Architecture
Ketharaman Swaminathan

Blockchain - Calling BS On Decentralization And Resilience

Since I wrote Flight Delay Insurance – Why Blockchain?, I've come across several updates that have reinforced my skeptical views around the claim of decentralization and raised new doubts about the t...

23 May 2019
Anuj Nayar

Delivering Value and Financial Access to More Americans

Deeply woven into the fabric of the United States is the prospect of upward economic mobility and the pursuit of the American Dream. However, U.S. consumers today increasingly feel the American Dream ...

22 May 2019
Carl Cotton

What You Need to Know About Approaching Investors

Passion is key to turning your business idea into a reality. However, passion alone isn’t enough to guarantee a business will succeed. You also need funding. There are many ways to go about funding a ...

22 May 2019
Fintech
Kenneth Wagenius

Under the Hood of Screen Scraping

Financial institutions, which are preparing to meet Regulatory Technical Standards (RTS) of Open Banking, are currently facing a shortage of live Open APIs. For any bank that wishes to get ready for t...

22 May 2019