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Artificial intelligence (AI) is being used throughout digital transformation initiatives and is changing how banks perform client on-boarding, anti-money laundering (AML) and know-your-customer (KYC) ...
The arrival of e-commerce and digital banking has been revolutionary for both financial services firms and customers alike. We have saved not only time, but also money as new marketplaces and low-asse...
The current trending initiative from FIX Trading Community is the new process to automate initial public offerings as the UK regulator reviews technological innovation in primary market services. The ...
Banks struggle to evolve to the changing customer needs and expectations and to introduce latest technologies. In a world where cost, time to market and flexibility are key business drivers, it is pai...
Open banking is about building and integrating an ecosystem of digital products, designed for one purpose – to create a seamless user experience. What we at Cloud Elements have seen over the past seve...
One of the key features of the Revised Payment Services Directive (PSD2) and UK Open Banking is the requirement that all (almost) parties engaged in delivering the account information services (AIS) t...
With high-tech Conversational Banking platforms, the art is designing a great experience centered on words – written and spoken. This represents a shift from traditional design (which focuses on conte...
We have all had it by discussing all of the issues that come with Brexit. There have been more delays in the final decision on Brexit than we can account for and, at this point, the people cannot help...
Since I wrote Flight Delay Insurance – Why Blockchain?, I've come across several updates that have reinforced my skeptical views around the claim of decentralization and raised new doubts about the t...
Deeply woven into the fabric of the United States is the prospect of upward economic mobility and the pursuit of the American Dream. However, U.S. consumers today increasingly feel the American Dream ...
Passion is key to turning your business idea into a reality. However, passion alone isn’t enough to guarantee a business will succeed. You also need funding. There are many ways to go about funding a ...
Financial institutions, which are preparing to meet Regulatory Technical Standards (RTS) of Open Banking, are currently facing a shortage of live Open APIs. For any bank that wishes to get ready for t...