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Acceleration of digitalization COVID-19 has led to a dramatic uptake of digital products and services. This has caused a shift in priorities for many financial institutions to ensure they stay relevan...
In the face of the worsened economic situation conditioned by the pandemic, many fintech companies now reconsider their processes. A particular focus is put towards more practical approaches in areas ...
Social media, like any other innovation, is likely to go through a refinement period, which seems like a never-ending process of updates and improvements. Despite its substantial list of pros and cons...
When will artificial intelligence really have ‘arrived’? For a long time, this was a question for philosophers and computer scientists, pondering over whether passing the Turing test truly indicates i...
In 1974, the Herstatt Bank in Germany collapsed after making a series of wrong moves on the foreign exchange markets, ending up with DM470 million in losses (worth the equivalent of nearly USD 1 billi...
Organisations need to focus on managing and reducing costs in a crisis, whilst simultaneously ensuring there is available scope to perform over the longer term. It is essential to have a strong focus ...
Kubernetes is a word some people in fintech will have seen mentioned but few are likely to understand (and even fewer know how to pronounce!). The reality is, however, that far from being a technical ...
Latency has been a hot topic in financial markets since the rise of high-frequency trading in the early 2000s. Low latency has been replaced with ultra-low latency (ULL) in liquid markets as technolog...
While consumer credits are becoming more automated and user-friendly to request, all other credits are often still very manual and labor intensive to originate. In this (relatively long) blog I will t...
Who doesn’t love cookies? There are so many different kinds: chocolate chip, oatmeal, peanut butter, internet… wait, what? In the banking and payments sectors, we’re always thinking about security. ...
The world is already feeling the impact of the Coronavirus pandemic in many ways, and there are various predictions about what else might come in the near future. One thing is certain though – this is...
Marketplaces are hip and trendy on the internet and will likely evolve even more in the near future. In some markets (like food delivery, transportation, commerce, holiday…) they already represent do...