Join the Community

23,051
Expert opinions
43,889
Total members
340
New members (last 30 days)
161
New opinions (last 30 days)
28,991
Total comments

Latest expert opinions

clear
clear
Alex Ford

Alex Ford President, North America at Encompass | RegTech Association | Women in RegTech

Why operational leaders are rethinking KYC

Operational leaders face a stark reality: the onboarding experience has become a make-or-break moment not just for clients but also for the bank itself. Despite significant investment in transformation, many banks continue to struggle with outdated, manual Know Your Customer (KYC) processes that are fundamentally unfit for purpose. The result? Dela...

/identity /crime

Tamsin Crossland

Tamsin Crossland Principal AI Architect at Icon Solutions

Can banks improve experiences with GenAI?

With advancing computing power and the availability of vast datasets, Artificial Intelligence (AI) has made remarkable progress over the past decade. Applications based on transformers, a type of neural network architecture optimised for natural language processing, and especially large language models, have captured the public imagination since 2...

/ai

Helena Wood

Helena Wood Director of Public Policy and Strategic Engagement at Cifas

Challenging fraud behaviours – a matter of national prosperity

Cifas’ annual Fraud Behaviours Survey – research into public attitudes to committing fraud – is a useful bellwether into society’s attitudes to lying for financial gain. Year-on-year our fraud behaviours work has demonstrated a growing normalisation of fraud by the UK public and the findings in the latest survey are no exception. Nearly half (48%) ...

/regulation /crime

Vitaliy Shtyrkin

Vitaliy Shtyrkin Chief Product Officer at B2BINPAY

Borderless by Design: Are Banks and Fintechs Ready for the Next Era of Cross-Border Payments?

Cross-border payments are now undergoing a quiet, yet steady transformation within financial services. The numbers speak for themselves — over $200 trillion in annual volume, expected to keep growing by 5% a year until 2027. So, there is a clear shift happening in the industry, and players can feel it. Such technologies as blockchain, real-time tr...

/payments /crypto

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Why Innovation Without Execution Fails - And How to Balance Both

In Fintech, Innovation Sparks Interest — But Execution Drives Transformation In the fast-moving world of fintech, innovation gets the spotlight. New platforms, disruptive models, and bold ideas often make headlines. But while innovation may start the conversation, it’s execution that defines long-term success. Ideas—no matter how visionary—mean lit...

/payments Fintech

Frank Moreno

Frank Moreno CMO at Entersekt

Banks still unnecessarily burdened by porous security

Banks have invested heavily in fraud prevention over the past five years. However there are still some glaring gaps (as well as some hidden risks) that have yet to be addressed. And, if these are not remedied in 2025, threat actors will exploit them – at massive cost to the financial institutions (FIs) and their customers. GenAI gets smarter and ...

/security /retail Artificial Intelligence and Financial Services

Farnoush Mirmoeini

Farnoush Mirmoeini Co-founder at KYC Hub

Building an AI-Ready Procurement Function: Why We Should Be Asking Deeper Questions

The New Risk Frontier in AI Procurement AI has become everyone’s new favourite technology. A panacea that has become embedded across enterprise functions, from customer onboarding and compliance automation to operational risk management and fraud detection. Procurement teams are increasingly tasked with sourcing AI-powered solutions, often under p...

/ai /regulation

James Strudwick

James Strudwick Executive Director at Starknet Foundation

Unlocking Payments in Bitcoin: What Does the Next Evolution in DeFi Look Like?

No matter how big, institutionalised, or mainstream crypto becomes, Bitcoin remains central to the entire movement. Even today, it’s still the most recognised, widely held, and deeply trusted digital asset in the world. While its popularity and brand recognition continue to dwarf its competitors, Bitcoin’s utility has remained somewhat limited. Un...

/payments /crypto Cryptocurrency Insights

Nick Green

Nick Green Director at Purple Patch Broking Ltd

5 ways bureau benchmarking improves onboarding, competitiveness and pricing

Credit bureau benchmarking has long been associated with one thing: reducing spend. And yes, it can deliver significant savings. But focusing on cost alone risks missing the broader strategic value it can bring. For credit, fraud and procurement teams, benchmarking creates visibility and leverage that extends well beyond cost. It opens the door to ...

/retail /inclusion Banking

Ivo Mertens

Ivo Mertens Chief Revenue Officer at iBanFirst

USD can’t have it all

As the global tariff war wages on, businesses dealing in international trade are set for a prolonged period of uncertainty. The ongoing war ignited by Donald Trump resembles a high-stakes boxing match – one that’s set to go the full 12 rounds. Imagine two of America’s most iconic fighters: Floyd Mayweather, an agile middleweight with unmatched spee...

/payments /markets

Now Hiring