Doriel Abrahams Principal Technologist at Forter
As digital payments dominate retail transactions, false positive card declines pose an expensive, often overlooked problem. A false positive is when fraud detection systems incorrectly flag a genuine purchase as suspicious and fraudulent – and subsequently block the transaction from taking place. These errors cost businesses both revenue and rep
7 hours
Aaron Holmes CEO at Kani Payments
When people talk about reconciliation in payments, the conversation usually jumps straight to the matching process, aligning transactions, balancing books, and closing the loop. But let’s be honest: matching isn’t the real problem. The data is. At Kani, we’ve worked with fintechs, banks and payment providers of all shapes and sizes. And we’ve seen ...
11 hours
Eyad Almaaitah VP - Global Product Management at Compass Plus Technologies
For decades, card-based payments have sat comfortably at the heart of financial services. They’ve been dependable, secure, and universally accepted - shaping how we shop, make payments, and interact with the digital economy. Cards played a vital role in steering us away from cash and towards a more digital-first mindset, and for that, they deserve...
12 hours /payments
Alex Rees Information Technology at Facctum
The global adoption of real-time payments has transformed financial services. From the UK’s Faster Payments system to the EU’s Instant Payments Regulation, money now moves in seconds, around the clock. But financial crime does too. Legacy anti-money laundering (AML) systems weren’t built to operate at this speed. Static thresholds, delayed alerts...
13 hours /regulation /crime RegTech
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
A more proportionate, risk-based approach to AML compliance On 7 July 2025, the Financial Conduct Authority (FCA) published its finalised guidance FG25/3, updating how firms should treat politically exposed persons (PEPs) under the UK Money Laundering Regulations. This update follows a comprehensive multi-firm review, a public consultation (GC24/4...
13 hours /payments /regulation Fintech
Galong Yao CGO at Bamboodt
When we think about contactless payments, Apple Pay, Google Pay, and EMV-based NFC cards often come to mind. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. Meet Alipay’s “Alipay Tap”—a smart, simple, and surprisingly elegant solution to streamline off...
14 hours /payments /inclusion Innovation in Financial Services
Joris Lochy Product Manager at Intix | Co-founder at Capilever
AI has already begun transforming financial services - from chatbots and robo-advisors to KYC automation, compliance, AML and credit risk scoring. These innovations are delivering efficiency gains and unlocking millions in cost savings, while driving hyper-personalized, proactive customer engagement. But we’re only just beginning to absorb the im
07 July 2025 /ai /predictions Artificial Intelligence and Financial Services
Clare Rowley Head of Business Operations at Global Legal Entity Identifier Foundation (GLEIF)
Instant payments are transforming treasury operations for the better. Yet, their immediacy and irrevocable nature raises significant fraud concerns. In Europe, instant credit transfers already experience much higher fraud rates than regular credit transfers. And now, with the rise of AI and deepfakes, the fraud threat is compounding. To address fr...
07 July 2025 /payments /identity
Andrew Bonsall COO at AperiData
Assessing vulnerability is one of the most pressing challenges facing local authorities today. Yet, many still rely on static indicators, such as postcode, benefit status, or historic income, that only paint part of the picture. These data points often miss the subtle, daily indicators of financial pressure. What’s often missing is a live view of...
07 July 2025 Open Banking
Gurprit Singh Gujral Founder and CEO at LoanTube
Personal guarantees have long been a fixture in SME lending, providing lenders with an added layer of security to offset the inherent risks of financing small and growing businesses. For many first-time founders, the very notion of a personal guarantee can seem absurd. After all, aren’t limited companies meant to offer limited liability? In theo...
07 July 2025 /retail /inclusion Small Business Lending Innovation
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