1013 Results from 2011
Andy Hunter CEO at Perficiam Ltd
UK politicians often accuse the banks of failure to innovate in payments. The UK Payments Council was at least partly created and empowered to change this position but has so far failed to make its presence felt. So what's gone wrong? Firstly, the basic premise is deeply flawed. The UK payments industry is very innovative. Over the last twenty y
01 March 2011 /payments /retail Innovation in Financial Services
Dirk Kinvig Web Services Manager at Finextra
We have rolled out a new feature on the Web site. Finextra community members are now able to comment anonymously on the News Items, announcements, features and blogs on the Finextra site. All a Finextra community member need do is to comment on an item as normal and to then select the, "Comment anonymously" option. The comment will now a...
01 March 2011 Finextra site news
Keith Appleyard IT Consultant at available for hire
Be interested to fully understand how it works - for example : a) how does the recipient get informed that the funds are available? b) if they go to the ATM to withdraw the funds as Cash, what are the fees? Presumably there is withdrawal/handling fee, but does the Card Issuer charge the usual Cash Advance Daily Fees? Does the advance count as part...
28 February 2011 /payments Whatever...
Robert Siciliano Security Analyst at Safr.me
Prognosticators are silly. Or that’s how I’ve always viewed them, anyway. They combine past experience with their perspective on current trends to make predictions and pretend to be smarter than you. Many prognosticators in the financial world have failed miserably, and we’re all paying the price now. Their current excuse is “irrational exuberance....
28 February 2011 /security /regulation
Uri Rivner CEO and Co-Founder at Refine Intelligence
In this ahort ZeusiLeaks file I’ll talk about why it’s not a good idea if you’re a public company and your PR agency has Zeus infected machines during earning season… Quick reminder: WikiLeaks, the largest leak of data the world has seen? Nonsense! Trojans like Zeus and SpyEye lurk on millions of personal, corporate and government PCs, stealing dat...
28 February 2011 /security Innovation in Financial Services
Brett King CEO & Founder at Moven
There’s a great deal of debate in the Financial Services community at the moment about the potential impact of NFC or Near-Field Communication technology within mobile phones and how it will effect the payments landscape. The financial services players are generally scratching their heads and although they admit that NFC phones like the iPhone 5, ...
28 February 2011 /payments Innovation in Financial Services
Retired Member
I remember when I first became involved in online banking we had to ensure the site was optimised for very low bandwidth connections. One of my very earliest deployments the bank actually went live with their online banking service connected to the web with nothing more than a 56k modem - so the optimisation had to work both ways. Today, for the
25 February 2011 /retail Innovation in Financial Services
Let's see - Someone wants to send me some money. I give them my credit card number (I'll have to look it up, I won't remember a number that long). The funds arrive in my credit card account and I go to take them out in cash. Now I have to pay interest on the cash withdrawal, until the amount is paid off, plus cash withdrawal fees!! Sending fund...
25 February 2011 /payments
The number of households in the United States that rely solely on wireless telephones continues increasing. More than one in four households had cell phones and no landlines in the first half of 2010, which is an increase of 2.1% since the second half of 2009. And almost one in six households uses cell phones exclusively or almost exclusively desp...
24 February 2011 /security /regulation
Why do companies continue to pay by check? In part two of the series “The Top 5 Reasons Why Checks Still Dominate B2B Payments” I explore the absence of paper remittance data as a perceived obstacle to timely, accurate cash application when paying electronically. Reason #2 - Remittance. Remittance is critical for suppliers because the absence of...
24 February 2011 /payments Payments strategies 2015-2020-2030
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