1026 Results from 2017
Retired Member
'Going digital' doesn't necessarily mean that your business has been transformed. To become fully digital enterprises, companies need to shift the focus inward and innovate the employee experience. Taking up the digital challenge Tap “digital transformation” into Google and you’ll get over 12m results – that’s 2m more than when I did the same sear...
29 June 2017 Digital Banking Trends
Nascent adoption by financial institutions in Europe of virtual account management (VAM) technology reflects a fundamental transformation in the current model of global cash management. Whereas the traditional cash management model involves sophisticated cross-border multi-currency pooling structures and sweeping techniques to physically consolida...
29 June 2017 /payments Innovation in Financial Services
Monica Hovsepian Global Industry Strategist, Financial Services at Opentext
"Society bristles with enigmas which look hard to solve. It is a perfect maze of intrigue." - Honore de Balzac Banks are working furiously to decode the Millennial generation’s puzzling financial habits and interactions. The trade journals constantly talk about them, and at a retail banking conference I attended earlier this year they wer...
29 June 2017 /retail
If you are struggling to create or maintain momentum in your automation initiative, the answer may be simpler than you think. Organisations that are successfully managing automation and digital service and transaction delivery are those who are creating and following an incremental approach that maps out where to start and how to evolve over time ...
29 June 2017 Fintech innovation and startups
Prateek Saxena Managing Director at Appinventiv
Being an entrepreneur is a great thing in itself! It means that you are ready to ditch the 9-5 hectic schedule and ‘rule your own world’; you have a fantabulous idea and are all set to build your own business with no road map. As an entrepreneur, I can understand how amazing this feeling is, but I would like to remind you that most of the startups...
29 June 2017 /startups
Market participants are naturally worried about the immediate costs of regulation, some of them still uncertain about the future benefits. But with all the twists and turns on the road to regulatory change, meeting the requirements imposed by regulators is no easy task. Whatever the legislation, the politicians agree on the broad principles and se...
28 June 2017 /regulation /wholesale
Today, Google has been slapped with a record-breaking €2.4bn fine by European regulators for abusing its dominant position in the world of online shopping. The European Commission said that the search engine has 90 days to end the misconduct. If it does not, it faces penalty payments of up to 5 per cent of the average daily worldwide turnover of Al...
27 June 2017 /regulation
Every day companies around the world are finding new and innovative ways of exploiting public cloud technologies. The overall growth of cloud adoption continues to increase at double digit rates and public cloud providers are facilitating unprecedented levels of innovation, agility, insight, and cost reduction. At the heart of their offering is a f...
27 June 2017
Michael Pearson Founder at Clarus Investments
The evidence from a sample of 20 fintech startups in the UK is that there are substantial profitability challenges that still need to be overcome. As of June 2017, the total equity investment in the sample companies I have looked at has been £852m. The total valuation of the sample at the last valuation round for each company was £2.6bn, but none ...
27 June 2017 /startups Fintech innovation and startups
Adedeji Olowe Trustee at Open Banking Nigeria
The argument about if Fintechs and Banks are frenemies would never end. And it’s justifiably so. Retail banks have a model of providing checking, savings, investment account services. Of course, they layer that with credit cards, personal loans, mortgages, etc. Fintech showing up on the scene means one thing, banks would be losers. There isn’t any...
27 June 2017 /retail Banking Architecture
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