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1135 Results from 2009

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Is SWIFT Succumbing to the Dinosaur Syndrome?

The news item "Staff cuts ‘inevitable' as Swift contends with declining volumes" (FINEXTRA News, 14 September 2009) triggered some wider thoughts that I would like to share. SWIFT's need to restructure and to contain operating costs is not in my view simply a result of the financial crisis and the downturn in message volumes. There is als...

Retired Member

Retired Member 

The real storm is coming

As the typhoon raged over us here at Sibos last night, I couldn’t help but think of the new storm that is brewing over the western banks as we speak. The reason I thought this was that ironically the cause of this storm is here in Asia. As an active player in the Asian market, we have been cautiously optimistic to see our Asian customers and prosp...

/payments /sibos

Retired Member

Retired Member 

Reap the rewards of what the banks have sown

Following the collapse of the sub-prime mortgage market in 2007, various government authorities and corporate organisations across Europe have reported losses from investment in derivatives products as a result of credit markets unravelling. But haven’t we been somewhere similar before? In the late 1980s, the London Borough of Hammersmith and Fulha...

/sibos

Stephen Wilson

Stephen Wilson Managing Director at Lockstep Consulting

End to end Encryption will not dent black market

Randy Vanderhoof of the Smart Card Alliance speaks a great deal of common sense about end-to-end encryption. It won't do anything to prevent replay attacks, nor to take the value out of stolen ID data. All it does is protect data-at-rest at intermediaries, and data-in-motion through a portion of the payment processing chain. So the black market ...

Retired Member

Retired Member 

Transparency and 21st Century Transaction Systems

I started out trying to improve consumer processes and interactions. This entailed connecting the dots between what was already out there in a consumer friendly and easy to adopt manner. It was pointless without connecting the financial dots because that was literally where the money was in the process. Hence the transaction system, which could hav...

/payments Whatever...

Retired Member

Retired Member 

National Payment Policy in Nepal- A concept paper

Payment Systems in Nepal - Vision 2009-2012 Submitted to: Nepal Rastra Bank Mission Statement: To develop an effective, efficient, reliable, accessible and secure payment system that is relevant to Nepal’s environment and fully supports customer and the country’s needs: 1. Introduction Payment & Settlement System plays crucial role in effective...

Retired Member

Retired Member 

Banking in the future - as seen from 1969

The BBC have put a priceless collection of items from Tomorrow's World online. If you've not heard of it, this used to be essential viewing on BBC1. It was a weekly look at science and technology which managed to cover all manner of exciting new developments without the obligatory dumbing down you get now. I believed it all - computers would do al...

Video extravaganza

Retired Member

Retired Member 

Sibos 2009 - Monday

I'm hoping that we're not starting a new tradition of "crisis Monday" at Sibos. Last year, it was fears of banking system collapse and this year it's the imminent typhoon threat to the over 5,000 attendees at the Hong Kong Conference and Exhibition centre. Perhaps to get it out of the way before Sibos had properly started, the industry an...

/payments /sibos

Retired Member

Retired Member 

Why did it take so long?

That’s the question that Joseph Yam, CEO of the Hong Kong Monetary Authority, asked the Sibos audience in this afternoon’s welcome address. Specifically, why did it take so long for Sibos to come back to Hong Kong, having last been here 18 years ago? (I agree we should have come back sooner! ) Mr. Yam reflected on the witnessed over that time. Ref...

/regulation /sibos SWIFT Matters

Gareth Ellis

Gareth Ellis Account Manager at ACI Worldwide

Collaborate to innovate

Reflecting on the three days of the EFMA conference, it seems collaboration has emerged as a key factor in driving further innovation in payments. Let’s take the example of mobile payments which has been at the centre of a number of discussions at the show. It seems the two main players – the mobile network operators (MNOs) and the banks – have rea...

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