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Gareth Ellis

Gareth Ellis

Account Manager at ACI Worldwide
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Bio Gareth Ellis is a Business Solutions Manager at ACI Worldwide. Within this role, Gareth manages a team of consultants on all areas of back office. His experience encompasses both front and back end systems, from a technical and business viewpoint. Gareth has worked at ACI for more than 10 years Career History Prior to ACI, Gareth worked as a freelance technical consultant in the banking industry.



Are you losing sleep over interchange fee changes?

29 Jul 2014

If you’re a European merchant acquirer, then I should think you are. In case you've not been following the conversations around the new regulations, here’s what we know already: The EU Commission continues its attack on reducing interchange rates and changing the cards business model across Europe There are plans to introduce new card regulation...



HCE: the decline of TSMs and the rise of NFC?

20 Feb 2014

The news that VISA and MasterCard have decided to announce support of Host Card Emulation (HCE) appears to be one of those items you read sometimes where you suddenly realise that there has just been a quite dramatic shift in the industry. For a number of years, instead of discussing the usual Payment Ecosystem: Banks, Processors, Cards and Acqui...


Mobile payments begin at 40

05 Apr 2013

With the mobile phone hitting 40 this week, it’s amazing to see how far it has come since the first model back in the 70s. With an estimated six billion mobile subscriptions worldwide, we’re seeing more and more handsets replacing many things we take for granted, including money. But for a decade and a half, mobile payments have struggled to make ...


Collaborate to innovate

14 Sep 2009

Reflecting on the three days of the EFMA conference, it seems collaboration has emerged as a key factor in driving further innovation in payments. Let’s take the example of mobile payments which has been at the centre of a number of discussions at the show. It seems the two main players – the mobile network operators (MNOs) and the banks – have rea...

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