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Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Why Innovation Without Execution Fails - And How to Balance Both

In Fintech, Innovation Sparks Interest — But Execution Drives Transformation In the fast-moving world of fintech, innovation gets the spotlight. New platforms, disruptive models, and bold ideas often make headlines. But while innovation may start the conversation, it’s execution that defines long-term success. Ideas—no matter how visionary—mean lit...

/payments Fintech

Frank Moreno

Frank Moreno CMO at Entersekt

Banks still unnecessarily burdened by porous security

Banks have invested heavily in fraud prevention over the past five years. However there are still some glaring gaps (as well as some hidden risks) that have yet to be addressed. And, if these are not remedied in 2025, threat actors will exploit them – at massive cost to the financial institutions (FIs) and their customers. GenAI gets smarter and ...

/security /retail Artificial Intelligence and Financial Services

Farnoush Mirmoeini

Farnoush Mirmoeini Co-founder at KYC Hub

Building an AI-Ready Procurement Function: Why We Should Be Asking Deeper Questions

The New Risk Frontier in AI Procurement AI has become everyone’s new favourite technology. A panacea that has become embedded across enterprise functions, from customer onboarding and compliance automation to operational risk management and fraud detection. Procurement teams are increasingly tasked with sourcing AI-powered solutions, often under p...

/ai /regulation

James Strudwick

James Strudwick Executive Director at Starknet Foundation

Unlocking Payments in Bitcoin: What Does the Next Evolution in DeFi Look Like?

No matter how big, institutionalised, or mainstream crypto becomes, Bitcoin remains central to the entire movement. Even today, it’s still the most recognised, widely held, and deeply trusted digital asset in the world. While its popularity and brand recognition continue to dwarf its competitors, Bitcoin’s utility has remained somewhat limited. Un...

/payments /crypto Cryptocurrency Insights

Nick Green

Nick Green Director at Purple Patch Broking Ltd

5 ways bureau benchmarking improves onboarding, competitiveness and pricing

Credit bureau benchmarking has long been associated with one thing: reducing spend. And yes, it can deliver significant savings. But focusing on cost alone risks missing the broader strategic value it can bring. For credit, fraud and procurement teams, benchmarking creates visibility and leverage that extends well beyond cost. It opens the door to ...

/retail /inclusion Banking

Ivo Mertens

Ivo Mertens Chief Revenue Officer at iBanFirst

USD can’t have it all

As the global tariff war wages on, businesses dealing in international trade are set for a prolonged period of uncertainty. The ongoing war ignited by Donald Trump resembles a high-stakes boxing match – one that’s set to go the full 12 rounds. Imagine two of America’s most iconic fighters: Floyd Mayweather, an agile middleweight with unmatched spee...

/payments /markets

Jason Linus

Jason Linus Director Growth at Primesoft

Every Fingerprint Counts: Humanizing Finance Through Digital Identity

A grandmother in a rural village receives financial support from her son in the city through a simple fingerprint scan, no forms, no waiting, just dignity. A young girl in a quiet rural town, with dreams bigger than her surroundings, starts her own online business without ever needing to step inside a bank or prove her worth with paper documents.

/inclusion /identity Financial Inclusion

Fernando Henrique Silva

Fernando Henrique Silva SVP Digital Solutions EMEA at CI&T

How the era of frictionless finance can stay ahead of fraud

Written in collaboration with Gabriel Vieira (CI&T’s VP of Engineering) and Henrique Souza (CI&T’s VP of Data) There is a central tension at the heart of modern finance: The more digitised and friction-free payments become, the greater the risk of fraud and compromised customer data rises. While the need for stringent security is obvious, ...

/ai /retail Artificial Intelligence and Financial Services

Andrew Bonsall

Andrew Bonsall COO at AperiData

Why traditional affordability checks aren’t enough: Rethinking how we spot financial difficulty

Most affordability checks show you a snapshot—a moment in time. A payslip, a credit score, a bank statement. Useful, sure—but they tell you what happened last month. Not what’s happening now. And definitely not what might be coming next. And that’s a problem—especially when you’re trying to support someone who may be slipping into financial diffic...

Mayuri Jain

Mayuri Jain DGM Growth & Strategy at Persistent Systems

The Future of Enterprise AI is Built by Orchestrators, Curators, and Creative Technologists

The rise of artificial intelligence (AI) in the enterprise landscape has already redefined how businesses operate, innovate, and compete. Yet, as AI matures from a specialized engineering domain into a central pillar of business strategy, the profile of those shaping its future is also evolving. No longer is the future of enterprise AI the sole pr...

/ai Artificial Intelligence

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