Ruchi Rathor Founder at Payomatix Technologies
The sound of jangling coins and the bulk of leather wallets have faded into nostalgia. In their place stands a more sophisticated and scalable payment conduit: the digital wallet. No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks ...
11 June 2025 /payments Fintech
Todd Gardner Senior Advisor at m3ter
Outcome-Based Pricing (OBP) sounds great, but it's almost impossible to do. First off, let's define what an outcome is. In general, outcomes are actions tied directly to your customer's income statement. For example, a new sale closed (revenue) or a customer call resolved autonomously (cost). Attribution is the main obstacle to linking software per...
11 June 2025
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
What was the original vision for Mobey Forum, and how has it evolved over time? Driving paradigm shifts: E-banking – the fundamental paradigm shift – started for our part in 1982 New ways of interconnecting customers – not only with payments, trade finance, treasury and capital markets services – but also with e-identification, e-signatures,
11 June 2025 /ai /retail Innovation in Financial Services
This particular End is a Trust Infrastructure where: All citizens can download – and most have - at least one general purpose identity building wallet free of charge in all EU Member states. All public sectors and progressive enterprises have installed organisation wallets and use (only) these to send and receive a wide range of verifiable data t...
11 June 2025 /ai /identity Artificial Intelligence and Financial Services
Shane Rodgers CEO at PDX Global
Cryptocurrency payments are gaining interest in the retail world, from luxury watches to fast food. As consumers express interest in paying with digital assets, businesses see a means of gaining a larger customer base. With a new generation of crypto payment solutions now available, businesses can accept crypto seamlessly, converting it instantly t...
10 June 2025 /payments /crypto
Katherine Maslova CBDO and Founding Member at Bourgeois Bohème
For years, family offices relied on manual processes and fragmented legacy systems, making financial management inefficient and vulnerable to security risks. While consumer and institutional finance have embraced fintech, family offices have taken a more cautious approach. According to industry reports, up to 80% of family offices still depend ...
10 June 2025 /wealth /inclusion Financial Transformation
Steve Carpenter Chief Operating Officer of North America at Creditsafe
When finance leaders evaluate risk, metrics like revenue growth, debt-to-equity ratios and cash reserves often dominate the conversation. But there's another figure that deserves far more attention than it receives: Days Beyond Terms, or DBT. At its core, DBT reflects how many days beyond agreed-upon payment terms a company takes to pay its invoice...
10 June 2025 /payments
Adam Hughes CEO at Amount
Deposit gathering has reemerged as one of the most pressing strategic priorities for financial institutions. According to Cornerstone Advisors’ What’s Going On in Banking 2025 report, it remains the top challenge for banks, while new member growth leads the list of concerns for credit unions. These findings point to a shared realization across the...
10 June 2025 Digital Banking
Patrick Bermingham CEO at Adflex
For decades, the financial services industry has been racing toward faster payments. The UK’s pioneering Faster Payments Service began delivering Real Time Gross Settlement (RTGS) as early as 2008; in the US, the Clearing House launched its RTP network in 2017, the same year the European Union introduced SEPA Instant Credit Transfer (SCT Inst); an...
Nikunj Gundaniya Product manager at Digipay.guru
Cross-border remittances are evolving fast. Your customers want faster, cheaper, and easier ways to send money home. But in many regions, access to banking is still limited. That’s where agent networks come in. They help you reach customers wherever they are, across cities, villages, or countries. But how? The answer is: “with a seamless cross...
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