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1270 Results from 2013

Retired Member

Retired Member 

Unlock hidden value in existing customer relationships

Is relationship pricing and billing on your radar for 2013? Did you know? For every $1 billion in annual revenue generated by global transaction services, banks can “leak” upwards of $25 million – revenue they should be collecting. Let’s face it. There’s no shortage of challenges currently facing global transaction banking. Against a backdrop of in...

/wholesale

Retired Member

Retired Member 

Usernames and passwords: everybody hates them

"Many Americans would rather clean toilets than try to come up with a new username or password for sites requiring online logins, a new study shows."* Protecting confidential information within biller self-serve websites through enrollment, and the choosing and remembering of a unique username and password is a process that is universal...

/security /payments

Retired Member

Retired Member 

Brussels Retreat on Ringfencing Regulation

Michel Barnier, the EU commissioner heading up regulatory reform of European banks, has this week signalled that Brussels is set to think twice on ringfencing. Apparently, EU officials are working on a “precise impact analysis” of the Liikanen report. The principle recommendation of the report is that banks’ trading activities should be tightly cor...

/regulation

Retired Member

Retired Member 

6 Nations 2013 - Finextra Fantasy League

It’s that time of year again… the RBS 6 Nations kicks off this weekend and as a result so does (the arguably more important) Finextra Fantasy League on ESPN Scrum.com. As with previous years, it’s free and easy to play and Finextra will award a bottle of champagne to the winner. There is a ‘lucky-dip’ team selection option so even if you have no id...

/payments /wholesale After hours

Jim Marous

Jim Marous Publisher at The Financial Brand

Banking Leaders Predict Retail Banking Trends for 2013

Trying to predict what is going to happen in the banking industry is like trying to predict tomorrow's weather. While you may get the forecast right, it could be more a case of luck than skill. And what you see today could quickly change tomorrow. With that as the backdrop, I asked almost fifty industry leaders who author blogs I read, post on Twit...

/retail Disruption in Retail Banking

Alistair Kelman

Alistair Kelman barrister and forensic computing expert at Self employed

Why HP might have underpaid for Autonomy

In October 2011 amid a blaze of publicity H.P., a company which mainly produces hardware and devices like inkjet and laser printers, announced it had agreed to pay $11.1 bn for Autonomy, a UK company that produced sophisticated software. Dr Mike Lynch the CEO of Autonomy, said the deal had opened a “fascinating new chapter” for his company as part...

/security /regulation

Retired Member

Retired Member 

Payments and the Eurozone

I’m in the Netherland today, talking to financial institutions about Payments. Since the Euro was introduced in the EU, the challenge for payment processors has been pretty clear: how do you become the lowest-cost processor of Euro-denominated payments in the world? Standardisation across multiple countries creates opportunities and threats. Whe...

/payments

Retired Member

Retired Member 

Innovating for Growth

When it comes to banking, innovation may not be as compelling a priority as managing cost, risk or compliance. But it is definitely on the strategic agenda given its potential in driving differentiation, customer acquisition and growth. No surprise then that 73% of the global banks featured in the 4th edition of the EFMA Infosys Innovation in Reta...

/retail

Martin Bailey

Martin Bailey Technology Product Director at Temenos

Loyalty is an outdated concept

Reports on customer loyalty may differ on the exact number of people who are changing banks, but they all agree that customers are getting more promiscuous. The bad news is that I don't think we've seen anything yet. Mobile phone vendors eye how often customers change their banks with envy. The race to acquire new customers is on. In the UK, Maks ...

/sibos /retail Innovation in Financial Services

Retired Member

Retired Member 

Consolidated Audit Trail and really BIG Data

In New York the meeting was held today for the organisations that are interested in bidding to provide and run CAT NMS – the Consolidated Audit Trail system for the National Market System of the USA. Keeping a full audit train of all securities operations across all market participants, being able to reconstruct what happened to every order, provid...

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