Join the Community

23,905
Expert opinions
40,632
Total members
384
New members (last 30 days)
199
New opinions (last 30 days)
29,253
Total comments

Latest expert opinions

clear
clear

9195 Results

Retired Member

Retired Member 

The Evolution of Investment Platforms: How Embedded Finance is Empowering Investors

Over the past decade, digital innovations have changed the way consumers use investment platforms. A major driving factor in this regard is embedded finance, which provides financial services in non-financial platforms, making it easier for customers to access investment opportunities. By leveraging innovations like AI, blockchain, and cloud c...

Retired Member

Retired Member 

The Importance of Security and Scalability in Payment Gateway

In today’s digital economy, businesses rely on payment gateways to facilitate seamless and secure transactions. With the increasing volume of online payments, security and scalability have become critical factors in choosing the right payment solution. Security: The Foundation of Trust A payment gateway must ensure end-to-end security to protect s...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Revolutionizing Credit Cards: Trends and Challenges Shaping the Future

As we look ahead to the future of the credit card market, several key themes are emerging that will shape the industry in the coming years. The payment industry continues to evolve rapidly, and credit cards are no exception. Despite being a more mature payment product, credit cards are expected to remain among the fastest-growing payment types, wi...

/payments /retail The Payments Business

Retired Member

Retired Member 

📺 Today’s Episode: AI in Investing - Banking

Morning and welcome to your podcast: Fintech-Bank Talks, I´m Jose Puccini, Host and Founder. Today, artificial intelligence is no longer just an add-on in the financial industry. Today, algorithms make investment decisions, automate risk analysis, and optimize portfolios at speeds no human could match. But there's a major dilemma: should AI mimic ...

/ai /wholesale Fintech

Retired Member

Retired Member 

Smarter Payments, Seamless Transactions

The Evolution of Digital Payments In today’s digital-first economy, businesses need payment solutions that are not only secure but also intelligent, efficient, and frictionless. Gone are the days of slow, manual payment processing—modern businesses require real-time, automated, and optimized payment solutions to stay competitive. What Makes Payment...

/payments

Retired Member

Retired Member 

‘Telcoassurance’ – the next revenue trend-in-waiting?

The biggest names in European telecoms have agreed that monetisation has been a major struggle. When examined side-by-side, overall revenue growth is simply at odds with the increase in overall market share. Operators seem to agree that focusing on use cases rather than technologies themselves is crucial when it comes to opening up new revenue st...

Retired Member

Retired Member 

Who Owns AI’s Mistakes? The Accountability Dilemma!

In my recent engagements with industry leaders, students, and AI practitioners, one question keeps surfacing: "If AI makes a mistake, who is responsible?" It’s a critical question—one that defines the future of AI governance, risk, and trust. Some argue that AI is just a tool, shifting responsibility to the user. Others counter that busin...

/ai Artificial Intelligence

Retired Member

Retired Member 

The Mental Health Paradox: Progress at the Cost of Well-Being

The Hidden Costs of Modern Living Mental well-being is the foundation of a fulfilling life, yet modern society is eroding it at an unprecedented rate. With the rise of digital distractions, toxic work environments, and the erosion of family bonds, the world is facing a silent mental health crisis. While technology and economic progress have transfo...

/people /predictions The digital Chasm

Retired Member

Retired Member 

The BNPL Boom: The Good, The Bad, and The Regulatory Challenge

In the summer of 2022, a young marketing executive in London, eager to revamp her wardrobe, clicked “Pay in 4” at checkout. The process was seamless—no credit check, no hassle, and most importantly, no immediate cash outflow. Fast forward six months, she found herself juggling payments across three different BNPL providers, struggling to keep up a...

/payments /startups Fintech

Retired Member

Retired Member 

The AI Era: Why Contextualising and Applying Knowledge Matter More Than Having It

In the late 1990s, Garry Kasparov, one of the greatest chess grandmasters of all time, lost to IBM's Deep Blue. It was a defining moment that signalled the beginning of an era where machines could outperform humans in raw computation. Today, AI chess engines can beat the best players in the world, but interestingly, human-AI hybrid teams still out...

/ai /predictions Artificial Intelligence

Now Hiring