Join the Community

24,370
Expert opinions
40,842
Total members
340
New members (last 30 days)
243
New opinions (last 30 days)
29,362
Total comments

Latest expert opinions

clear
clear

9184 Results

Retired Member

Retired Member 

Why Banks Need to Decouple Their Payments Processing Value Chain

The traditional payments processing model for account-based payments is under unprecedented strain amid diminishing profit margins, increasing competition from fintechs, and rising costs. These challenges are only set to compound in a fragmented ecosystem marked by economic and geopolitical uncertainty, increasing regulatory demands, and rapidly e...

/payments /sibos Banking

Retired Member

Retired Member 

The Rise of NLP Startups

Artificial intelligence has been the king of recent tech advancements. Breakthrough after breakthrough, individuals, small and medium-sized businesses, and enterprises have been the lucky beneficiaries of the current wave of AI madness – from automation to generative AI. Today’s AI high is just the beginning. In fact, experts are anticipating an

Retired Member

Retired Member 

The Art of Data Privacy

Navigating the ins and outs of 2023’s data privacy landscape has only gotten more complex, and the need for more bulletproof solutions to safeguard personal data has become more important than ever. After the implementation of regulations like the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), new standa

/security

Retired Member

Retired Member 

Can a subscription-based-model drive sustainable growth for auto finance?

Pay-per-use (PPU) business models are fast gaining ground in asset finance, especially for the leasing of commercial equipment and vehicles. But to date, automotive subscriptions have been slower to grow market share in the consumer space. Now, is the pace of change about to accelerate in auto finance? Understandably, auto finance providers have b...

/markets /predictions Banking and Lending Solutions

Retired Member

Retired Member 

Cryptocurrency Benefits for Businesses

The financial realm has witnessed groundbreaking changes in recent decades, primarily fueled by technological advancements. Amidst these evolutions, one innovation stands out prominently: cryptocurrencies. These decentralised digital monies have redefined the contours of transactions, investments, and wealth management. As their popularity has sky...

/payments /crypto Business

Retired Member

Retired Member 

Three Steps to Manage Financial Data Compliance During Shifting Regulations

The complicated landscape of compliance standards in the UK is increasingly difficult to navigate for IT leaders within financial organisations. With constantly evolving EU and UK laws, financial services organisations have to make sure that they keep up with the ongoing changes while managing their exponentially growing data. While ensuring compl...

/regulation

Retired Member

Retired Member 

Why Mortgage Lenders Need to Consider the Power of ERP for Loan Lifecycle Management

More than fifty years ago, SAP pioneered the concept of Enterprise Resource Planning (ERP) for manufacturing. The concept was simple: a single platform with a single data model to support shared services (i.e., HR, Finance, Procurement) and core business functionality (i.e., Planning, Operations, Inventory, etc.). The concept took off, especially...

/cloud /predictions Banking and Lending Solutions

Retired Member

Retired Member 

Three Major C-Level Appointments that Are Set to Disrupt the FinTech Industry

To say that leadership makes or breaks an organization’s success story is a mere understatement. In today’s ever-evolving business world, the captain of the ship, along with key members of the troupe, must navigate treacherous waters, adapt to changing winds, and chart a course that not only leads to their destination but also ensures the organiz

/people Finextra site news

Retired Member

Retired Member 

Brits not letting apprehension put them off AI banking

Despite customers’ concern about banks using AI, they still want to make the most of opportunities the technology offers the banking sector, new research finds. The new research focuses on the innovation led by artificial intelligence (AI) and how it is affecting the experience of the modern banking customer. As we continue to witness the ongoin...

/retail Artificial Intelligence and Financial Services

Retired Member

Retired Member 

3 Big Moves in FinTech That Are Dominating News Headlines

Financial Technology, also known as “FinTech” is evolving at a lightning speed, reshaping the way people manage, invest, and transact with money. FinTech companies are not just keeping up with the curve; they are pushing the boundaries of what's possible – from overhauling payment systems and lending platforms, and streamlining digital banks to i

/inclusion /markets Fintech

Now Hiring