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1137 Results from 2015

Kirsty Berry

Kirsty Berry Head of Product Marketing & Market Analytics at Compass Plus

Has the adoption of contactless really spurred the UK to spend more on cards?

Contactless bank cards really started to take off in the UK in 2014, with banks issuing more contactless-enabled cards than ever before and more merchants installing networks that could accept them. 2014 saw transactions totalling £2.32 billion made on the cards, a 255% increase compared to 2013. Step into 2015 and more than £2.6 billion was spent...

/payments /retail

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

7 banking trends to watch in 2016

In 2015, we have seen increased regulatory scrutiny as supervisory bodies look to reform the banking industry and a new culture of supervision and best practice continues to be set by the Bank of England. The aim of this increased crackdown is to support resilience of individual institutions and the system as a whole. Over the course of 2015, we’v...

/regulation /retail

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Banking's Bitcoin dilemmas

The banking industry is facing several dilemmas with distributed consensus ledger technology (the "blockchain"). Bitcoin has shown banks how the technology can be revolutionary, causing much excitement, and hype this year as banks scramble to find ways to adopt it. They tend to be enthusiastic about the technology, but are dismissive of ...

/payments

Retired Member

Retired Member 

My Payments Wishlist as a consumer - for 2016 and beyond

A few days back, I came across this video on WestJet Christmas miracle in which an airline asked their flyers about what they'd like for Christmas and gave them surprise gifts based on their responses. It was wonderful to watch the joy on the faces of the travellers to see their wishes fulfilled. With the chill in the air, a holiday / festive mood...

/payments

Ian Stone

Ian Stone CEO at Vuealta

Tomorrow's world: looking to 2016

The IT industry is at its best when it is unpredictable. The most innovative technologies are often the most unexpected and seem to come from the most inauspicious of beginnings. As the ever changing line up of so-called market disruptors continues to trample the status quo, we see time and time again that business can change extremely quickly and...

Travers Clarke-Walker

Travers Clarke-Walker SVP at Thought Machine

How to Start a New Bank: Navigating the U.K. Financial Services Landscape

The retail banking landscape in the U.K. has changed dramatically in recent years and it continues to evolve. We have seen the arrival of challenger banks – new, often digital entities focused on customer service and experience – as well as institutions with a more narrow focus, taking one element of finance (such as P2P lending) and doing it well...

/retail /startups

Retired Member

Retired Member 

Why Digital Money Management is Set to Emerge in Asia

The other day, a reputable digital banker asked me, “How many lives does PFM have?” I smiled. Whereas Digital Money Management (also known as PFM, Personal Financial Management) in Europe is arguably on its second (or third) life, Asian banks have the opportunity to adopt next-generation PFM for the very first time, while simultaneously avoiding ...

/retail

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Should Stalking or Spying Apps be banned?

The words “spying” and “stalking” have negative connotations, but there’s a flipside to the coin: parents monitoring their kids’ online activities and physical locations. And how about middle-aged adults keeping track of the whereabouts of their aged parents with dementia? If you fear that apps for “spying” might get banned, here’s bad news: U.S. ...

/security

Brett King

Brett King CEO & Founder at Moven

Predicting the future is hard, but online surveys are useless trending indicators

A recent study by YouGov and ACI Worldwide seemed to suggest that the whole digital disruption of banking thing all adds up to a hill of beans. The study which says that mobile banking and payments are basically a bust, seems to indicate that consumers aren’t using the tech that banks and FinTech’s are rushing to implement. The data to support thi...

Innovation in Financial Services

Retired Member

Retired Member 

SR2016

The results are in. 43 approved Change Requests impacting 60 message types for a total of 201 changes altogether. Sounds high, 43, doesn’t it? Well, it is 50% higher than 2015, but significantly less than the two releases prior to that. So perhaps against that background, 43 isn’t so bad. Here are some of the highlights… No changes in cat-1 and...

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