Join the Community

23,902
Expert opinions
40,635
Total members
401
New members (last 30 days)
203
New opinions (last 30 days)
29,253
Total comments

Latest expert opinions

clear
clear
John Bertrand

John Bertrand MD at Tec 8 Limited

Stablecoin - Impact on Financial Services

Under the regulations of the US’s first Stablecoin, Frontier, there are three parties: Commissioner (Wyoming State), Licensed Service Providers (LSP) and buyers. The goal of Frontier is to available to anyone with a digital wallet regardless of location and time of day. The Frontier is backed by high quality and liquid debt to stay at par with the...

/payments /predictions Artificial Intelligence and Financial Services

Inna Demchenko

Inna Demchenko Head of project at Bank

Open Banking Launch in Ukraine: First Market Reactions

Open banking officially launched in Ukraine on August 1, 2025, but have users of financial services already felt it? The system concept envisages secure data exchange between payment service providers (banks and non-bank financial institutions), where customers' accounts are opened, and third parties through specialised interfaces (APIs). Open ban...

/retail Open Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Global innovation fundament in making

My points in Open Wallet Foundation work: 1. The mission is to get verifiable data to business and life events from all needed public and private sources without need for technical integrations and contracts between the parties. 2. For that we need interoperable general-purpose wallets/agents. OWF SIG task to map interoperability. 3....

/ai /identity Innovation in Financial Services

Anand Salodkar

Anand Salodkar Manager at Dolby Labs

Google’s AP2 Announcement: Redefining Trust in AI Commerce

What is AP2? Google recently announced the Agent Payments Protocol (AP2), an open standard created with more than 60 technology and payments firms. The goal is simple yet ambitious: enable AI “agents” to initiate and complete purchases safely on behalf of users. In other words, move agents from advisors into actors in commerce. AP2 builds on Googl...

/ai

Luigi Wewege

Luigi Wewege President at Caye International Bank

AI and Robotics Join Forces with Clean-Tech to Redefine Sustainable Infrastructure

The global movement toward sustainability is no longer just about reducing carbon footprints; it's a profound, technology-driven evolution of our core industrial systems. In a landscape where efficiency and innovation are paramount, the recent merger between Go Green Global Technologies Corp. (OTC: GOGR) and Four DRobotics Corp. (FDR) stands out ...

/ai /startups

Steve Durbin

Steve Durbin CEO at RYT

From Pilot Projects to Public Infrastructure: Why 2025–2026 Is the Year Governments Bet Big on Block

The Bahamas launched the world’s first retail digital currency in 2020. A few years later, Jamaica and Nigeria followed, while China began piloting the digital yuan at scale. Many dismissed these initiatives as niche or politically motivated at first. Yet, today more than 110 countries, representing 98% of global GDP, are exploring some form o...

/predictions Blockchain Observations

Uwakmfon Offiong

Uwakmfon Offiong Founder & CEO at Finclu Systems

Building Cross Functional Teams to Accelerate FinTech Implementation

The financial services sector is changing faster than ever. Open banking regulations, digital currencies, and inclusive finance initiatives are reshaping how money moves. Yet one recurring obstacle remains: how to translate promising solutions into live, trusted systems at scale. The answer lies not in technology alone but in the structure of the ...

/people Innovation in Financial Services

John Castaldo

John Castaldo SVP Finance at Mbanq

How to Align Regulatory Timelines with Fintech Momentum

The mismatch between innovation speed and regulatory approval cycles is one of the defining challenges in global fintech. A founder can, in theory, build a payments app over a weekend, raise seed capital in a month, and sign up thousands of users for a pilot. But getting a license to operate can take 12 to 18 months. That’s longer than many start...

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Graph Neural Networks and GraphRAG: Navigating Open-World Complexity in Finance

Executive Summary Graph Neural Networks (GNNs) and GraphRAG don’t “reason”—they navigate complex, open-world financial graphs with traceable, multi-hop evidence. Here’s why BFSI leaders should embrace graph-native AI now. The majority of AI technologies in finance still interpret the world through the lens of rows and columns. However, money acti...

/ai

Giorgio Ippoliti

Giorgio Ippoliti Technologist for Field Applications Engineering at Sandisk

Financial Trading and the Role of Data Storage

It’s no secret that for global financial trading to be successful, speed is paramount. Transactions must occur within milliseconds, and being able to access and process data as quickly as possible to make real-time decisions is critical. Almost every aspect of financial trading now relies on fast access to data; from conducting risk assessments,

/markets /predictions

Now Hiring