Join the Community

23,272
Expert opinions
43,774
Total members
395
New members (last 30 days)
186
New opinions (last 30 days)
29,070
Total comments

Latest expert opinions

clear
clear
Neil O'Connor

Neil O'Connor CTO, Experian Consumer Services at Experian

London Tech Week 2025: Spotlight on the U.K.’s AI Revolution

I had the opportunity to attend London Tech Week this week, and it offered a front-row seat to the rapid evolution of technology and its growing influence across every sector. AI dominated the conversation, and the three-day event made one thing clear: AI is no longer just a tech trend—it’s a national priority. The Prime Minister unveiled a series...

/ai /people

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Why closed-loop payments are ideal for boosting loyalty

Loyalty fails when it’s disconnected from how people pay. Traditional loyalty programs are often built as afterthoughts. A separate sign-up. A separate app. A separate step. But it doesn’t have to be like that, right? Because it’s a disconnected experience for your customers. And that often leads to hesitation and confusion. What if loyalty can be...

/payments

Steve Wilcockson

Steve Wilcockson Technical Product Marketing at Quantexa

Is the Job Title Quant Overused?

The job title Quant is ubiquitously used. While a dynamic, exciting and dynamic discipline, its breadth and meaning can obfuscate and cannibalize different roles. In recent times too, its integration, engagement and overlap with the growing data science and data engineering disciplines has added new dimensions and dynamics to its meaning. Quant h...

/people /markets Analytics in Banking

David Weinstein

David Weinstein Co-founder and CEO at KayOS

Why the Smartest Fintechs Are Scaling with AI Agents – Not Headcount

For the better part of a decade, fintech growth has followed a familiar trajectory: secure funding, hire aggressively, and scale fast in pursuit of market traction. It worked. High-performing teams, ambitious roadmaps, and well-capitalised burn rates became the standard operating model for any startup with global aspirations. But that playbook is ...

/ai /startups Artificial Intelligence and Financial Services

James Richardson

James Richardson Global Head of Solutions at Bottomline

Beyond the Firewall: Rethinking Payment Data Security

In today’s digital economy, protecting sensitive business payment data is no longer just the responsibility of IT or treasury departments — it’s a strategic business imperative. While enterprise systems like ERP and CRM often have strong security protocols, these systems don’t operate in a vacuum. Payment data is frequently copied, stored, and use...

/security /payments

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Top 5 Mobile Banking Trends for 2025

Mobile banking is reshaping the financial services industry, driven by technological advancements and evolving user expectations. In 2025, banking apps will deliver smarter, more secure, and integrated experiences. What’s driving this transformation? Based on industry research and expert insights, here are five pivotal trends redefining mobile ban...

/payments /retail Innovation in Financial Services

James Baston-Pitt

James Baston-Pitt Head of Growth UK, EMEA and APAC at Alloy

Do fintechs stand a chance against shapeshifting, faceless fraudsters?

UK Finance’s latest fraud report is out and, like any good read, there are highs and lows: moments of positivity mixed with sobering reasons for pause. £1.17 billion was stolen by fraudsters in 2024. This is the same figure UK Finance’s financial institution members reported in 2023. While we’d like to see that number decline, the fact that total ...

/regulation /crime Exposing Financial Crime

Kaustuv Ghosh

Kaustuv Ghosh CEO at Nxtgencode

Modifying the principles of Open Banking for Global South Markets

Process descriptions overshadow the role Open Banking might play in the Global South. There are roles being plotted while the trade-offs for such roles and schemes for their long-term sustainability remain to be seen. This is typical of a project planning approach. But a more strategic product planning approach could do wonders for us all. This

/payments Asia Financial Services

Onkar Chachad

Onkar Chachad Product Manager at Veefin

The Journey of Payments and Clearing Systems in India

Ancient to Pre-Colonial Ages (Before 17th Century): The Dawn of Exchange In ancient India, rudimentary forms of payment and exchange existed: Barter System: The earliest form of exchange involved direct trade of goods and services. Metallic Currency: As civilizations developed, coins made of various metals (copper, silver, gold) became the medium ...

/payments

Brandon Spear

Brandon Spear CEO at TreviPay

Why Enterprises Should Rethink Their Approach to Small Business Buyers in B2B E-Commerce

For many years, large enterprise clients have defined how most companies build their B2B e-commerce strategies. Their scale, spend and influence often place them at the center of attention, commanding dedicated account teams, customized terms and complex integrations. It’s an understandable focus, but it may also be a costly blind spot. Consider

/payments /predictions E-commerce

Now Hiring