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8 Results from 2022

Donica Venter

Donica Venter 

Why Bankers Need to Think Like Entrepreneurs

Fintech has influenced both the banking and payments sector, but also the overall economic growth across many countries. Fintechs have harnessed the power of the internet, together with user-friendly smartphones to bring simplified access to financial services directly to the customer, with just the tap of a button. While fintech firms seem to be ...

/payments /retail Fintech

Donica Venter

Donica Venter 

Digital Transformation and Card Payments

As advancing tech is released, consumer demand often shifts, and this is why innovation when it comes to payments is so critical. During the COVID-19 Pandemic, tap or scan-to-pay solutions became incredibly popular, and have continued to grow. Physical cash is slowly but surely becoming a ghost of the past. As it stands, contactless payments accou...

/payments /retail Fintech

Donica Venter

Donica Venter 

How Fintech Innovation is Driving Financial Inclusion (and Disrupting Established Markets)

Most of us take our daily access to financial services for granted. Imagine living without access to a bank account, a loan or an investment product. That’s the reality for 1.7 billion people throughout the world. According to a study by the British research platform Merchant Machine, Morocco, Vietnam, Egypt, the Philippines and Mexico are the top...

/payments /inclusion Financial Inclusion

Donica Venter

Donica Venter 

The Consumer Card Opportunity

There’s a massive consumer card opportunity when it comes to cashback and loyalty schemes. While corporate card programs have fallen short in recent years, cashback and loyalty programs that target individuals using their debit cards are thriving. But why is this? If we rewind to just a few years ago, loyalty schemes looked vastly different. From ...

/payments /retail Digital Banking

Donica Venter

Donica Venter 

Branching Out: How Will Banks Move From Bricks and Mortar to Digital?

Traditional brick and mortar banks are slowly but surely becoming a thing of the past. Even before the pandemic, physical branches have been disappearing from our streets at a frightening pace. “We know that the future of banking is digital,” says Jan Ludik, CEO of Traderoot. The trend of physical bank closures has largely been driven by the rapid...

/retail /predictions Banking Strategy, Digital and Transformation

Donica Venter

Donica Venter 

Destination: Moon. An Overview of the Global Open Banking Market

As the banking industry continues to develop, open banking is becoming increasingly popular as it allows consumers to enjoy faster, cheaper and more personalised banking solutions. The fintech industry needs to recognise that open banking is a major source of innovation and is set to revolutionise the banking industry. What is open banking? Open b...

/payments /retail Open Banking

Donica Venter

Donica Venter 

Meeting Consumer Demand: How Omnichannel Payments are Changing the World

Technology has changed at an astounding pace over the two few years, especially for the payments industry. The Covid-19 pandemic accelerated the development of payment solutions far beyond what anyone could have expected. Omnichannel payments are changing the way businesses interact with customers, and the way customers interact with businesses. W...

/payments /markets The Payments Business

Donica Venter

Donica Venter 

Challenging the Challengers: How can Incumbent Financial Institutions Defend Against Disruptors?

Historically, large banking institutions have always been somewhat on the back foot when it comes to innovation, holding off on innovation to see what is successful within smaller institutions or companies. Only once proven successful, deciding to roll out the new innovative feature or tech to their massive customer base. This strategy, however, i...

/payments /inclusion Fintech

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