Join the Community

23,228
Expert opinions
43,758
Total members
419
New members (last 30 days)
200
New opinions (last 30 days)
29,050
Total comments

Latest expert opinions

clear
clear
Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

Democratization of alternative investments – Are we there yet?

This blog is in continuation of my thoughts on alternative investments for retail investors with detailed information on customer segments, investment avenues and regulatory aspects. The performance of alternative investments is better than their public market equivalents in long term. But the share of individual investors in private markets is on...

/wealth Capital Markets Technology

Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

Alternative Investments for Retail Investors – Current Status

Alternative investments such as private equity, private debt, and real estate are long term in nature with higher fund management charges and a complex structure. So, they are more suitable for institutional investors for the additional growth potential than peers in public. Hence retail investors also want to include alternatives in their overall...

/regulation /wealth Alternative Investments

Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

Generative AI use cases for Asset Management Firms

Our generation is witness to the emerging power of current game-changer Generative AI (GenAI), which is a deep learning technique of Artificial Intelligence within Machine Language umbrella. It’s a thriving baby with Large Language Models (LLMs) as foundation, which itself is a convergence of neural network models, made commercially available now ...

/wealth /predictions Capital Markets Technology

Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

UK Consumer Duty Regulation – Impact on buy side firms

The Consumer Duty regulation sets higher and more defined standards of consumer protection across UK financial services sectors and requires FCA (Financial Conduct Authority) regulated firms to put their retail market customers’ needs first. This affects financial service providers such as banks, building societies, insurance, life & pension f...

/regulation /wealth Banking Regulations

Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

Opportunities in Digital Assets Await Both Asset Managers and Servicers

Globally, investments into digital assets such as bitcoin, alternate coins, stablecoins, NFTs and DeFi are on the rise, with more than 300 million users. Also, institutions investing in cryptocurrency increased from 33% in 2019 to 52% in 2021 according to Bloomberg Intelligence’s Crypto Outlook. After mainstream adoption, many global regulators ap...

/wealth /crypto Alternative Investments

Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

SEC Derivatives Regulation for Funds - Industry Considerations and Opportunities

As per Investment Company Act of 1940 of Securities Exchange Commission (SEC) of USA, investment management firms and business development companies can use derivatives in mutual funds, ETFs, and closed end funds, except money market funds, with exposure up to ten percent of their assets under management. SEC introduced a new rule under section 1

/regulation /wealth RegTech

Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

ESG Investing: A New Approach to Thoughtful Investments

Environmental, Social, and Governance (ESG) investment has gained traction in recent times with growing patronage from institutional as well as millennial high net worth investors. ESG investments were pegged at $20 trillion in AUM in 2018, according to a Forbes article. Socially and environmentally aware millennial investors, with a pulse on key ...

/sustainable Innovation in Financial Services

Now Hiring