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4423 Results from /regulation

Brian Johnston

Brian Johnston Chief Impact Officer at Cogo

Climate change: spend-based carbon emissions data can help drive impact at scale

As carbon emissions continue to skyrocket and negative effects become more prolific, urgency around taking meaningful action is increasing. But is our collective response fast enough to meet the challenge head-on? And are we using all of the tools that we have available? Can spend-based carbon emissions data help both accelerate and scale business...

/regulation /sustainable Climate Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Belgium’s Capital Gains Tax Proposal: The Complexities Beneath the Surface for the Financial Service

Belgium is currently in the midst of forming a new government, a process known for its length and complexity. As we face yet another challenging government formation, a significant debate has emerged around the introduction of a capital gains tax on profits from the sale of equities that are currently untaxed in Belgium. The proposal suggests a t

/regulation /retail Financial Services Regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Fraud is not just financial loss

Summary Should the movement to defer the Payment System Regulator’s (PSR) mandated regulations for a year beyond the proposed start date of October 2024 then, at the current rate, a million bank account holders will be scammed out of £480 million. The banks will lose £240 million and so will the victims every year until the situation changes. Frau...

/payments /regulation The Payments Business

Kiran Komma

Kiran Komma Senior Domain Consultant at Tata Consutlancy Services

Transition to T plus 1 settlement in UK, EU, and other markets – Implications for the industry

Globally most of the markets operate in T+2 settlement cycle and transition to T+1 settlement is gaining momentum across different geographies. Benefits of the move to T+1 settlement include reduced systemic risk, decline in margin requirement and improved operational efficiency. India moved to T+1 in phases and completed transit...

/regulation

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Why Private Watchdogs Are the Missing Link in Modern Financial Regulation

The financial world is facing a host of challenges brought about by technological innovations and digital transformation. Traditional regulatory authorities play a crucial role in overseeing the sector, but the evolving dynamics of the modern financial landscape—particularly in the realm of cyberfinance—demand additional players: private watchdogs...

/regulation /inclusion

Steve Ponting

Steve Ponting Director at Software AG

Compliance: Seeing the woods, AND the trees

Two thirds (65%) of businesses say that tech complexity makes governance issues worse. In an industry like financial services, this simply won’t do. As FS and banking Chief Compliance Officers (CCOs) know, rapid deployment of new technology and processes since the pandemic has forced a complexity onto businesses which causes headaches for employees...

/regulation /people

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

Balancing AI innovation and model risk: Insights from SS1/23

Recently, the UK Government called upon key regulators—including the ICO, FCA, and Bank of England (which incorporates the PRA)—to outline their strategic approach to Artificial Intelligence (AI). In response, the Bank of England highlighted various existing regulations that demonstrate its capacity to supervise AI. Notably, SS1/23 featured prom...

/ai /regulation

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

FCA PS24/3: Understanding the new requirements and how to prepare

The Financial Conduct Authority (FCA) has introduced policy statement PS24/3, implementing mandatory Product Sales Data (PSD) reporting for consumer credit firms. This significant change will reshape how affected companies collect, manage, and report data. Our blog post breaks down the key aspects of these new requirements and offers guidance to ...

/regulation

Ade Adetosoye

Ade Adetosoye Chief Operating Officer at MA GLOBAL

The Importance of Customer Duty Guidance on Payment Services in the UK

Introduction The financial landscape in the UK is rapidly evolving, with payment services becoming more sophisticated and integral to daily transactions. As the industry grows, so does the complexity of navigating it, particularly for customers who may not be familiar with the nuances of various payment services. This is where customer duty guidan...

/regulation

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Whistleblowers: The Unsung Heroes Safeguarding the Financial World

The whistleblowers are considered the unseen guards of an otherwise complicated—sometimes esoteric—world of finance with hardly any accounts of malpractices and illegal rackets. They are the people with courage who work behind the curtain to ensure transparency of operations and integrity of an industry indispensable to the global economic system....

/regulation /crime

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