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4370 Results from /regulation

Nikhil Mittal

Nikhil Mittal Financial Crimes Consultant at Wells Fargo

Analytics is the oxygen that energizes new banks to scale new heights of modernization

Large, global banks process billions of transactions across service offerings to a plethora of customers across demographics, daily. In order to sustain effective operations, they must adopt cutting-edge analytics that churn the petabytes of rich information into valuable insights. As of today, most global banks are processing these petabytes of t...

/regulation Banking Architecture

Nikhil Mittal

Nikhil Mittal Financial Crimes Consultant at Wells Fargo

Apply intelligence where it is needed the most

In my previous blog, we talked about letting the CAT out of the bag in order to make risk management more effective. The 'T' we talked about previously was 'transactions,' the other two being 'customers' and 'accounts.' With the increasing number of channels of monetary transfers - both bank-regulated as well unregulated, anonymous ones, such as B...

/regulation Banking Architecture

Nikhil Mittal

Nikhil Mittal Financial Crimes Consultant at Wells Fargo

Risk Technology: Let the CAT out of the bag

Today's banks are facing a common challenge across the globe: mounting technology costs and increasing compliance requirements. New organizations are surfacing at every nook and corner to disrupt normal life through violence, and are being funded heavily to conduct global attacks. Due to the way the banks have operated so far - coupled with the ma...

/regulation Banking Architecture

Retired Member

Retired Member 

FATCA AND CRS: COMPLEX, EXTENSIVE AND ENFORCEABLE

There is an expression – "There are only two things that you have to do in life, pay taxes and die." With Foreign Account Tax Compliance Act (FATCA), the US government has stepped up the game in enforcing the tax side of that quote. Understanding that a large amount of US taxpayer money (both individual and corporate) was being kept abro...

/regulation

Steve Wilcockson

Steve Wilcockson Technical Product Marketing at Quantexa

Learning about the Machines

Following a survey we did back in 2014, I posted on Finextra about how machine learning technologies are progressing from academia, robotics and medical engineering into financial services. At that time, there seemed to be some hesitancy with only 12% of 80 quant-savvy finance professionals saying they used machine learning in their workflows. H...

/regulation

Retired Member

Retired Member 

Everything has changed, but everything remains the same following the Brexit vote in June

The UK’s decision to leave the EU following the referendum vote on the 23 June has left the financial services industry facing an uncertain future. The result poses more questions than answers on what it will mean for financial regulation in the post-Brexit era. In the immediate aftermath of the Brexit vote, we can expect a business as usual appro...

/regulation

Retired Member

Retired Member 

Behind the Curtains of the World’s Key Interest Rate Benchmark

Regulators across the world looking for new strategies to strengthen the Financial Benchmark regime is evidently clear by now. The Financial Stability Board (FSB) driven multi-rate approach, which relies on (i) Strengthening the existing benchmarks by underpinning them on transaction data and (ii) Developing alternative, nearly risk-free reference...

/regulation Financial Services Regulation

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

It Takes a Village to Manage Operational Risk

Whose job is it to manage operational risk? The Chief Risk Officer? Check Operations Management? Check Compliance? Check Data Management? Check Technology Providers, FinTech and RegTech? Check Yours and mine? Check! Yesterday I had the pleasure and privilege of moderating a great panel discussion on Big Data Analytics for Risk Management. The dis...

/regulation Innovation in Financial Services

Retired Member

Retired Member 

Light relief for dark pools

The dark pool debate has raged across the globe for some time now and, in every jurisdiction, it’s more often than not accompanied by a smattering of assumptions on almost everything and certain knowledge of almost nothing. Fair enough, in the absence of hard facts, the term dark pool doesn’t really instil a great deal of trust from the outside wo...

/regulation

Retired Member

Retired Member 

How machine learning can cut costs on transaction monitoring: a new design for a new world!

The need for transaction monitoring The world today is a very different place than even ten years ago; criminal activity is increasingly sophisticated and terrorist financing uses cutting edge technology. Financial institutions, together with governments and regulatory authorities must use every technological advance to fight it. In the modern wor...

/regulation

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