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5082 Results from /payments

Retired Member

Retired Member 

SEPA equals procrastination

As we approach the mid point of the year, it’s obvious that, despite the many and varied calls for an end date for the use of legacy payment instruments, procrastination is the order of the day, and the European payments industry stumbles on towards some indeterminate SEPA goal. The take up of SEPA Credit Transfers remains low, and though reachabi...

/payments /wholesale

Michael Wright

Michael Wright ex-CEO, NED at Tilte, Taxd, Welleasy

eBilling - E-invoicing : Lost in translation

What struck me most about the Deutsche Bank Research into e-invoicing was the fundamental lack of distinction between B2B and B2C electronic billing processes, all of which have been grouped together under the heading 'e-invoicing'. The research did cite a report that showed that invoices for B2B were nearly double that of B2C. But this is wher

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The end of the beginning..

Preface to Final Report “Europe is facing major challenges in the coming years as its enterprises and public sector need to become both significantly more productive and environmentally friendly. These needs are accentuated by the relative decline of population of working age and at the same time the growing demand for human resources in health an...

/payments Innovation in Financial Services

Olivier Berthier

Olivier Berthier CEO at Moneythor

Has the Supply Chain Finance World Gone Flat?

On a roadshow in Asia recently, while talking to our transaction banking and corporate customers, I was struck by how flat the world of Supply Chain Finance seems to have become. On the one hand, the community of players involved in financial supply chain services seems to struggle to move domestic trade receivables or payables financing programme...

/payments /wholesale Transaction Banking

Roy McPherson

Roy McPherson 

Greece - A slippery slope?

Never mind 'beware Greeks bearing gifts' how about 'beware Greece setting off a chain reaction'? It's been the unthinkable but in the great land of WhatIf, what if Greece set off a chain of events to be followed by Italy, Spain and Portugal (never mind the UK). What if the burden on the German tax payer became so great that they said, no more. Wha...

/payments /regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

e-banking STILL growing strongly in Finland

We have been expecting a leveling out in the transaction growth for some time – but 2009 was still a year of strong growth. The fact that 4,9m out ouf 5,5m citizens are signed up can partly be explained by e-bank login codes being used also for public sector. Otherwise one contract per household could be sufficient (joint accounts often used for bi...

/payments Innovation in Financial Services

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

Biometric Payments for Dummies

Biometric Payments is in fact not a new technology, it has been in the payments market for years and years already! No worries people, it blew my mind as well after some documentation struggling. With this post I hope to give you all an overview of what I am talking about. For those who are not familiar with biometric payments, I hope this gives y...

/security /payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

e-id and e-payment progress in 2009 - Finland

Bank e-id serve the entire public sector (in several other countries as well) and eliminates the need for expensive and user-un-friendly one-purpose-smart-card solutions (also non-bank customers have the right to get bank-id for this purpose). Also a wide array of strong-authentication needing private sector services and even trade unions contribu...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

It all boils down to change resistance

I have the privilage to work with innovation streams in several areas and have lately seen the following elements as pivotal: 1. Do we have the capability to create a strong enough vision for the need for change = innovation? Without Vision – no Enthusiasm – without Enthusiasm - no Innovation. 2. Do we realize that in today’s world you have to eng...

/payments Innovation in Financial Services

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Do you EBADay? Well, do you?

Now that May is almost upon us, we here at Finextra HQ are busy putting the final touches on EBADay, the only European payments conference you should attend. (and that's not just because this year, we are descending on the beautiful Luxembourg.) The preliminary agenda looking at Unlocking the full potential of Sepa, has been formulated and is avail...

/payments /retail EBAday

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