Join the Community

23,447
Expert opinions
42,338
Total members
313
New members (last 30 days)
178
New opinions (last 30 days)
29,126
Total comments

Latest expert opinions

clear
clear

5064 Results from /payments

Pratiksha Pathak

Pratiksha Pathak Head of Payments Services at RedCompass Labs

ISO20022: The big shift to structured addresses

The global financial system is changing. Soon, ISO 20022, a messaging standard designed to improve how payments are processed and communicated, will become the global norm. ISO 20022 was introduced in 2004 and has since been part of a long and complex journey to improve international payment messaging. A critical shift will happen this year on 22...

/ai /payments

Eli Talmor

Eli Talmor CEO at ID-Bound

Pay with TRIO: The E-Commerce Breakthrough with Stablecoins.

E-Commerce and Fraud: Lack of Trust. Online shopping offers unparalleled convenience, transforming how goods and services are purchased. This digital accessibility, however, also presents a fertile ground for fraudulent activities, impacting millions of individuals annually and resulting in significant financial harm. The sheer volume and speed

/payments /crypto Blockchain in Banking and Financial Services

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Understanding PCI DSS, PSD2, and AML in Payment Processing: A Practical Guide

Belonging to a fintech field, you know how much trust matters. Yes, trust is everything. And if your customers don’t feel safe while making payments, they won’t return. You know this already. But what’s often unclear is how to stay secure and compliant in a space that’s constantly changing. That’s where PCI DSS, PSDS2, and AML come in. These c...

/payments

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

AI x Payments: From Fraud Detection to Hyperpersonalised Checkout

The payments industry is undergoing a profound transformation, and Artificial Intelligence is leading the charge. What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. In a world of instant expectati...

/payments Fintech

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Ukraine approaches SEPA: what this means for Ukrainian Fintech and Business

The new initiative by the Ministry of Finance regarding the creation of a bank account registry and approaching SEPA is undoubtedly a positive step for the Ukrainian financial sector. But let's understand what this actually means and what challenges await us. The initiative represents more than technical compliance — it's a comprehensive transform...

/payments /retail Banking

Briana Marbury

Briana Marbury CEO at Interledger Foundation

Money Has Been Digitized, But Its Movement Still Faces Physical Roadblocks

The opportunities that an open digital economy could create for business and individuals. Things that were once physical and are now digital–information, videos, photos and messages–make their way around the world in seconds. Meanwhile, there’s one thing that still can’t easily transcend borders despite shedding its physical form: money. Unlike ...

/payments /inclusion Frictionless Payments

Roberto Garavaglia

Roberto Garavaglia Independent Advisor at Innovative Payments & blockchain Strategic Advisor

Strategic agreement between EPI and EuroPA: building a unified European digital payments network

On June 23, 2025, the 𝗘𝘂𝗿𝗼𝗽𝗲𝗮𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗜𝗻𝗶𝘁𝗶𝗮𝘁𝗶𝘃𝗲 (𝗘𝗣𝗜) and 𝗘𝘂𝗿𝗼𝗣𝗔 announced a major collaboration aimed at creating an interoperable, sovereign European ecosystem for digital payments—offering a credible alternative to international card schemes. WHO ARE THE KEY PLAYERS? EuroPA is an alliance of national digita...

/payments /regulation

Oliver Tearle

Oliver Tearle Head of Technology Innovation at The ai Corporation

Generative AI on the Forecourt - Navigating Opportunity and Risk in Fuel and Payments

The fuel industry is constantly changing, driven by new technology and consumer behaviour shifts. While electric vehicles mark a fundamental change in energy use, the immediate challenges and opportunities for forecourt operations and payment systems continue to evolve. Generative AI (GenAI) is emerging within this dynamic environment as a technol...

/ai /payments Artificial Intelligence

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance

For years, stablecoins existed in a regulatory grey zone – popular as “digital cash” but lacking official oversight. The GENIUS Act changes that virtually overnight. By passing this law, U.S. policymakers have sketched out the first federal framework for payment stablecoins. Under the Act, only approved and well-supervised issuers (think insured b...

/payments /crypto

Willem Wellinghoff

Willem Wellinghoff Chief Compliance Officer at Ecommpay

Bring on the BNPL regulation, but let’s get it right!

The rapid expansion of Buy Now Pay Later (BNPL) services has undeniably reshaped the consumer credit landscape, offering a flexible and accessible payment method that caters to diverse lifestyles. However, this growth has simultaneously brought into sharp focus the imperative for suitable regulation. While further regulation is welcome in the wake...

/payments /inclusion

Now Hiring