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A Finextra Member

Let's start with the failures shall we?

Now there’s a downer of an opening question if ever there was one to an IT sales person. All fresh faced, enthused by all the great news he had to impart and more than a dozen reasons why his company...

27 Mar 2015
Payments strategies 2015-2020-2030
Tom Hay

Access to Faster Payments - Mission Accomplished?

Access to payment systems is high on the priority list of regulators in the UK and the EU. Faster Payments were proactive on this issue, and in December last year they published a ‘Vision for a New Ac...

26 Mar 2015
A Finextra Member

Beyond Minimizing Friction: Digital Payments as Platform for New Value

Yes, with motion comes friction, but payments should be about much more than only removing friction. They should be about adding new value. This blog describes the opportunity for innovators to he

23 Mar 2015
Abhishek Chatterjee

Finovate Europe - 2015 - FinTech enabling Democratization, Personalization, Innovation in Banking

This year FINOVATE in London was full of innovative ideas and products. The topics varied from more traditional ideas like investment management tool, BPM, real time customer on-boarding (including AM...

19 Mar 2015
Innovation in Financial Services
A Finextra Member

Can Facebook grab a chunk of the US Money Transfer market?

Facebook is to launch P2P Money Transfer from Facebook Messenger, online and via Android smartphones. By the end of the year people in the US will be able to send money with no fees, using a Visa or M...

19 Mar 2015
Innovation in Financial Services
A Finextra Member

Card Fraud - Holiday flags

Now that Spring has sprung, cardholders are looking to the forthcoming Easter break and planning their summer breaks. Inevitably, thoughts will be turning to their holidays and planning trips away. As...

16 Mar 2015
Abhishek Chatterjee

Future of Transaction Banking - Standardize, Digitize, Innovate

Future of transaction banking is full of possibilities & it will be primarily driven by customer experience, higher B2B collaboration & exchange of information, real time transaction managemen...

14 Mar 2015
Financial Services Regulation
A Finextra Member

Tokenization is not enough: The role of on-device software for secure mobile payments

HCE cloud-based mobile payments have opened a new chapter in the industry's thinking around security of card data on-device and the risk management associated with it. The lack of secure element hard...

13 Mar 2015
A Finextra Member

Mom-and-pop stores to facilitate Digital Financial Services in Indonesia

While the promise of Digital Money in Indonesia has been much anticipated, the services have taken time to launch and even longer to gain adoption. This had resulted in a highly fragmented market with...

13 Mar 2015
Innovation in Financial Services
A Finextra Member

Apple and Android Payment Buzz at Mobile World Congress

Amid a deluge of payments announcements, three or four will have a big impact in the coming months and years. Some common market trends can be seen amongst the million dollar bets. Mobile World Congre...

12 Mar 2015
A Finextra Member

Why the real beneficiaries of the Durbin amendment are networks and acquirers...

The Durbin Amendment has failed on its promises to US merchants with savings eroded by misapplied caps and replacement fees from card networks and acquirers, while only the savviest merchants are able...

09 Mar 2015
A Finextra Member

Sealed with a glitch: Why are technical errors sneaking into payments systems?

Valentines day was sealed with a less than loving glitch for retailers this year. Thousands British businesses were left helpless after a technical fault hit their card payments system, on Valentine’s...

06 Mar 2015

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