Research/analysis

News/ai

UK startups lacking AI expertise at board level

UK startups and scaleups are being urged to address an absence of AI skills within their boardrooms, according to a recently published report

30 October 2025

Finextra TV/payments

Innovation in Payments: Analytics, AI and PaaS

At Sibos 2025 in Frankfurt, Nadish Lad, Global Head of Product and Strategic Business, Volante Technologies spoke with FinextraTV about the changing face of payments, from AI to PaaS solutions. Detailing his three key use cases for AI in payments, across exception handling, smart routing and SLA management, Lad reiterates the fact that AI is not new and must now be viewed through the lens of what is the right use case for each business. Speaking to the evolution of PaaS, Lad explains the benefits of moving from a CapEx model to OpEx model, noting this change as more cost-effective and less cumbersome to manage.

23 October 2025

News/ai

Bank profits face $170bn hit from AI - McKinsey

Failure to adapt to consumers' increased use of AI could see banks lose as much $170bn, according to a report from McKinsey.

23 October 2025

News/crime

Consumers increasingly concerned about AI scams

A vast majority of consumers are concerned that increasingly sophisticated AI will be used for financial scams and a similar number expect their banks to use the same technology to protect them, according to recently published research

22 October 2025

News/startups

UK venture funding reaches multi-year high

Startups and scaleups based in the UK secured more than $9bn in venture capital funding in Q3, making it the second-highest quarterly funding total on record.

14 October 2025

News/ai

BoE issues warning over potential AI bubble

UK investors should prepare for the possibility of a sharp correction in the value of UK stocks due to falsely inflated valuations for AI companies, according to the Bank of England.

08 October 2025

News/ai

Two-thirds of bank staff using unapproved AI tools - survey

The prevalence of shadow AI, whereby bank staff are using unapproved tech, poses a growing risk to the financial services industry, suggests recently published research.

08 October 2025

News/security

Cybersecurity concerns on the rise for consumers

A majority of consumers believe it is harder to secure their information on digital platforms than their physical homes, according to recently published research.

06 October 2025

News/payments

More than half of Brits now use mobile wallets

A cash usage continues to dwindle, more than half of Brits now use mobile wallets for online and contactless payments.

01 October 2025

News/payments

Finextra & ACI Worldwide launch new global research on the next era of payments

Finextra Research has released its latest global survey report Payments 2030: What’s shaping the future?, revealing how organisations are aligning their payments strategies with market and regulatory demands, the challenges they face, and the technological and operational shifts shaping investment decisions.

26 September 2025

News/regulation

BIS researchers harness AI to forecast financial market dysfunction

Researchers from the Bank for International Settlements have used AI to produce daily forecasts of market dysfunction 60 business days before thy actually happen.

25 September 2025

Research/Research/analysisSurvey

Payments 2030: What’s shaping the future?

25 September 2025 726 downloads

News/wholesale

UK dominates European fintech funding

The UK accounted for more than half of European fintech venture funding in the first half of 2025, as the sector reached a point of maturity following a difficult couple of years, according to a Finch Capital report.

19 September 2025

News/ai

Two-thirds of banking sector AI research driven by five banks

JPMorgan Chase is responsible for more than a third of all banking sector AI research, according to data from benchmarking and intelligence platform Evident.

18 September 2025

Research/Research/analysisFuture of Report

The Future of Cross Border Payments 2026: Strategies for Success

17 September 2025 779 downloads