Predictions

373 articles tagged with this keyword

/crypto

Robinhood CEO calls tokenisation unstoppable 'freight-train'

It is inevitable that the entire financial market will be tokenised, according to Vlad Tenev, co-founder and CEO of online trading platform Robinhood

/crypto

ECB turns to AI startup for fraud detection for digital euro

The European Central Bank (ECB) has selected Portugal-based startup Feedzai to provide fraud detection and prevention for its digital euro.

/identity

BritCard backlash: Fintech leaders warn against government monopoly on digital identity

Last week, UK Prime Minister Sir Keir Starmer announced a new digital identity scheme that would be mandatory in order to work in the UK. Dubbed BritCard, the new digital ID is intended to “combat illegal working while making it easier for the vast majority of people to use vital government services.” By ending the need for manual identity checks with paper-based records, the UK Government claims this will simplify applications for driving licenses, childcare and welfare, and streamline access to tax records.

/wealth

How Key Trends Are Redefining Wealth Management in 2025

Attending the Communify Insights Experience in London, Rupert Baron, Former CEO, Investment Management, Rathbones joined the FinextraTV studio and gave his perspective on what 'wealth' actually means in an industry of growing complexity. Defining wealth as a merge of investment and financial planning, Barron provided overviews on consolidation, private equity and AI, what it is that has driven such change, and how firms can move forward in the modern era.

/markets

How the City of London Is Growing Its Identity as a Global Fintech Hub

Attending the Communify Insights Experience in London, Howard Dawber, Deputy Mayor for London, Business & Growth joined the FinextraTV studio to share details on London's identity as a growing hub for Fintech and how it compares to other global cities.

/wealth

UK retail investors favour index trackers - Investment Association

Investment Association (IA) data reveals that index trackers attracted £1.1 billion in inflows in June 2025 marking a strong continuation of momentum for passive investing, particularly in equity exposures across Europe and North America.

/predictions

UK's high street banks see profits fall as online rivals gain ground

High street banks in the UK have seen their profits drop in 2024 as customers opt for alternative lenders and online banks offering both higher savings rates and more digital services.

/payments

Cross-Border Payments: How To Evolve From Slower, Domestic Roots

Discussing cross-border payments priorities, Damien Dugauquier, Co-Founder and CEO, iPiD and Alex Johnson, Chief Payments Officer, Nium join FinextraTV at Money 20/20 in Amsterdam. Bringing up the evolution of payments to a faster, international experience amongst a history rooted in domestic payments, Dugauquier and Johnson establish a need for better payment rails and verification services. Across the importance of reframing compliance and regulation, developing better experiences, and battling fraud, Johnson and Dugauquier emphasise the importance of a full-service unification.

/wealth

How The Future of Data is Personalisation & Scalability

Stepping away from a busy Communify Fincentric User Experience 2025, Nicole Nakashian, Chief Operating Officer, Communify Fincentric spoke with FinextraTV on the process behind product development. Discussing security and customer protection, Nakashian explains how events help to contextualise the importance of products and how the future will feature higher data personalisation and quality data for heightened scalability.

/wealth

The 3 Key Trends in Wealth Management in 2025

Whilst at the FinextraTV Studio at the Communify Fincentric Experience 2025, RP Sandilya, Broadridge, explained 3 of the key trends he's seen in wealth management recently. From the democratisation of the industry as younger investors come into the market to the changing system requirements and modernisation.

/ai

Irish bankers concerned about job displacement through AI - survey

The vast majority of employees in Ireland's financial services believe that the rise of AI will lead to job displacement across the industry, according to a recently released survey.

/ai

How To Co-Design a Gen AI Co-Pilot

Joining the FinextraTV studio at Temenos Community Forum 2025, Barb Morgan, Chief Product & Technology Officer, Temenos and Christine Huberty, Deputy Chief Information Officer, BIL discuss the unique and collaborative process behind co-designing a Gen AI Co-Pilot. They explain their approach to co-innovation alongside Microsoft, as well as the benefits and use cases of Gen AI in banking.

/markets

Money 20/20: A spotlight on the fintech reopening access to African markets

At the start of Covid, large Fortune 500 companies began to leave the African financial markets, citing too much illiquidity and uncertainty. One Ireland-based startup, featured on this year’s Money 20/20 ‘Startup Spotlight’ session, built a solution.

/payments

EBAday 2025: What is the implementation feasibility of VoP and instant payments?

At EBAday 2025, two expert panels explored the challenges of Verification of Payee and fraud prevention, as well as how growing volumes of instant and real-time payment systems impact PSPs and their customers.

/startups

EBAday 2025: Authologic wins the Fintech Zone

EBAday 2025 hosted 16 pioneering startups to present their proof of concepts to a panel of judges in Paris, France.

/inclusion

IFGS Reflections: How The UK Has World-Beating Potential

Following on from a busy UK Fintech Week, Janine Hirt, CEO, Innovate Finance sat down with FinextraTV to give her reflections. Discussing Hirt’s highlights, she explained how the UK is in a place of great technological potential with the opportunity to not just be a world leader, but the leader of the world. With visions of a future UK Tech Stack and stablecoin insights, Hirt speaks with optimism and passion during an uncertain time.

/payments

Are Customer Demands Higher Than Bank Capabilities?

Whilst attending the 2025 NextGen Nordics event, Patrik Havander, Head of Nordics & Baltics at Visa Direct, spoke to FinextraTV to address cross-border payments and the current disparity between customer expectations and bank capabilities. Alongside this, Havander explained how G20 directives and input from the Financial Stability Board show the way the world is evolving and how banks have had to rely on Fintech partnerships to keep up.

/markets

IFGS 2025: How can the UK become a world leader in fintech?

In two expert panels at IFGS 2025, speakers considered how geopolitical tensions are impacting the global fintech industry, and strategised how the UK can lead the space.

/payments

Smarter, faster, still relevant: Experts weigh future of US payment systems

Nacha’s Smarter Faster Payments conference in New Orleans highlighted the growing momentum behind real-time payments, emphasising their transformative potential across commercial and technological verticals. Yet, amid this digital shift, sessions also acknowledged the enduring relevance of traditional rails like wire transfers, ACH, and even cheques - each facing its own modernisation challenges.

/predictions

IFGS 2025: The next frontier of smart data

At IFGS 2025 in London, Edie Lush moderated a panel titled ‘The next frontier of smart data’, with Liz Brandt, CEO at Ctrl-Shift; Dan Scholey, CCO at Moneyhub; Gavin Starks, CEO and founder at Icebreaker One; Marie Walker, open futurist at Raidiam; and Milly Zimeta, head of digital and data policy at Which?. The question is focus being ‘How can the UK become the world's first smart data economy?’.