Credit referencing and support

339 articles tagged with this keyword

/payments

Consumer credit score checks soar as cost of living bites

The UK's costs of living crisis is leading to a massive uplift in consumers checking their credit score, according to Lloyds bank.

/startups

Jay-Z and Citi Ventures invest in Altro

Credit building startup Altro has raised $18 million with support from Jay-Z and Citi Ventures.

/payments

Klarna to report consumer BNPL use to credit referencing agencies

Klarna is to begin reporting consumer use of its buy now, pay later products to UK credit reference agencies, enabling users to build a positive credit history and protect them from building up multiple lines of credit.

/payments

Experian to debut Buy Now, Pay Later Bureau

Experian is to debut a buy now, pay later credit bureau this spring, providing US lenders with real-time data on customer spending and loan repayments without impacting credit scores.

/startups

Pillar aims to break down the barriers to credit for migrants with €15.6 million pre-seed

Pillar, a fintech startup founded by Revolut alumni Ashutosh Bhatt and CTO, Adam Lewis, has raised €15.6 million to provide recently arrived immigrants to the UK with lending products.

/retail

Shawbrook offers lending discount for consumers sharing open banking data

UK specialist lender Shawbrook Bank is using Open Banking technology from ClearScore to assess the creditworthiness of potential customers and offering a discount on loans for those who share their data.

/regulation

CFPB says TransUnion "incapable of operating its businesses lawfully"

The Consumer Financial Protection Bureau has branded TransUnion as an "out-of-control repeat offender that believes it is above the law", after the credit reporting agency violated an order to stop from engaging in deceptive marketing practices.

/startups

International credit bureau Nova Credit launches in UK

Nova Credit, a US fintech startup that unlocks credit histories for immigrants, has launched in the UK.

/payments

Zilch updates BNPL affordability criteria with Experian

Meeting concerns over affordability checks in buy now, pay later loans, the UK's Zilch has partnered with Experian to begin reciprocal reporting of credit data.

/predictions

Apple looks to bring payment processing in-house - Bloomberg

Apple is working to bring a host of financial services work, including payments processing, in-house to reduce its reliance on outside fintech partners, according to Bloomberg.

/retail

Apple quietly acquires Credit Kudos for $150 million

Apple has reportedly acquired UK credit bureau Credit Kudos, which uses open banking technology to deliver finely-tuned credit scores.

/security

Cybercriminals demand $15 million ransom for return of hacked TransUnion data

Hackers are demanding a $15 million payment for the return of 54 million customer records stolen form a server operated by credit bureau TransUnion in South Africa.

/startups

Gig economy subscription app SteadyPay raises $5m

UK-based gig-economy app SteadyPay has closed a $5 million Series A funding round led by Digital Horizon.

/startups

Tillful launches card to help SMEs build credit

Tillful, a business credit platform for SMEs, has teamed up with Highnote and Mastercard to launch a credit card.

/startups

Credit technology startup Fintern raises £8 million

Fintern, a UK startup aiming to shake up the market for low-value consumers loans with technology that bypasses credit scores in making lending decisions, has secured £8 million of capital in its latest funding round.

/cloud

Shawbrook taps AI to make loan pricing decisions faster

UK specialist lender Shawbrook Bank says it is generating personal loan rates five times quicker since rolling out an in-house built AI-enabled pricing environment.

/retail

Mastercard to fund research into racial bias in credit decisioning

Mastercard is to commit $5 million to support the creation of a Center for Applied Data Science and Analytics (Cadsa) at Howard University, focused on addressing racial bias in AI-driven credit approval processes.

/payments

Visa partners with Pagaya to to help issuers expand access to credit

Visa has formed a strategic relationship with AI fintech Pagaya to enable its merchant and issuing bank partners to expand access to credit.

/predictions

Open Banking adoption in UK lending set to hit 70% in next two years

A quarter of UK lenders now use Open Banking technology, with half of those that don't planning to do so in the future, according to research from Credit Kudos.

/retail

AmEx partners Nova Credit to help immigrants access credit

American Express has teamed up with Nova Credit to enable more newcomers to the US to use their home-country credit history to apply for its cards.