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David Ratnage

Commercial Lending Director, Capital Markets
FIS
Member since
12 Feb 2020
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London
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Followed by John Sims, Martha Boyle and 5 others you follow
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David Ratnage

Digitalize to Diversify in Commercial Lending

When the going gets tough for commercial lenders, the tough get diversifying. In challenging macroeconomic conditions, there’s no guarantee your traditional customer base will weather the storm. But do you have the innovative digital technology you need to move into new markets? Some regional banks in the U.S. have already suffered the consequences...

20 March 2024 /wholesale /markets Banking and Lending Solutions

David Ratnage

Commercial lenders are developing a digital response to COVID-19

When the world last confronted a global crisis, it's fair to say that banks were at the center of the problem. This time around, the industry is doing all it can to form a big part of the solution. And in the face of COVID-19, commercial lenders are leaning on their digital infrastructure as never before. First, as in every other sector, a top pri...

21 May 2020 /wholesale /covid-19 Capital Markets Technology

David Ratnage

All Digital Lending Approaches are Not Created Equal

With on-demand services and faster decisions, digital lending platforms are changing the face of commercial lending. But digital approaches differ – and as banks transform their operations to keep up with online competitors, they need a technology-driven approach that moves beyond speed and takes them into new, unexplored areas. While digital disr...

16 March 2020 /wholesale /cloud Capital Markets Technology

David Ratnage

Choose Change for Faster, More Accurate Credit Decisions

When you're assessing the creditworthiness of borrowers, you need technology to help you not only do it efficiently and get it right but also give you flexibility. So, is your credit assessment solution giving you the freedom of choice – or could it be time for a change? The commercial lending ecosystem itself is evolving rapidly, with the demand ...

27 February 2020 /ai /wholesale Artificial Intelligence and Financial Services

David writes about

  • artificial intelligence
  • wholesale banking
  • cloud
  • markets
  • covid-19

David's opinion archive

  • 2024 (1)
  • 2020 (3)
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