Latest opinions that Jonathan Westley has shared on Finextra

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Jonathan Westley

Chief Data Officer, Experian UK & EMEA

Experian

Member since

05 Oct 2016

Location

London

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Jonathan's opinions

Future-Proof Your Business: The Benefits of Digitising Verifications

We’re living in a world where we, as consumers, expect very user-friendly experiences and things to happen at lightening speeds. To deliver on these expectations, those working in the financial services industry need to leverage digitisation, mobility and big data. As we head into 2025, leaders should be asking themselves a few questions. Are we ...

28 October 2024 /identity /predictions

Unlocking the UK’s own Silicon Valley

Last month, the Chancellor set out his vision for prosperity in the UK, noting his ambition to turn the UK into “the world’s next Silicon Valley”. He celebrated the UK’s “world beating” fintech sector, praising UK unicorns Monzo and Revolut. The Chancellor is right, the UK does have an opportunity to become a world leader in technology, especially ...

07 February 2023 /people Data Management 101

Why aren’t more women considering a career working in data?

As the global economy has become increasingly digital, the importance of data related skills in commerce has grown. At Experian we employ thousands of data engineers, data scientists, data analysts, to name just a few of the roles we rely upon to drive our business. But it’s not just data companies that are looking for people to support their ambi...

23 September 2022 /people Women in Technology

The skills gap: developing a workforce for the digital age

London Tech Week is back – the UK’s tech flagship event that brings together some of the brightest minds across the industry to discuss the positive role that data and technology can play in our global economy and for our local communities. The experience of Covid-19 has demonstrated the great value of data-driven technology. In many respects, we’v...

13 June 2022 /people Data Management 101

Credit visibility is the first step to achieving financial inclusivity

Risking exclusion from mainstream financial services because you have a limited financial track record might seem like a Catch-22 situation, but it’s a reality that millions are facing in the UK. In fact, 5 million UK adults now fall into the category of ‘Credit Invisibles’ – those who are virtually invisible to the financial system because there i...

21 April 2022 /inclusion Financial Inclusion

Unlocking the potential of data to transform our world

Prior to COVID-19, digitalisation was already widespread and gaining pace. Rapid developments in technology have been kickstarting innovation across all sorts of sectors for years. Just think, Tesla has long been infusing technology into all facets of the driving experience, positioning itself as an agent of change within the automotive industry. I...

17 February 2022 /predictions Big Data

Open banking is key to improving people’s financial health

The launch of open banking in 2018 promised to forge a new way for financial services. It was a bold statement of intent, and the reality is that it was never going to be possible to get people excited about what was essentially a change in the ‘plumbing’ of the financial services sector. However, three years and one pandemic later, people are rea...

17 May 2021 Open Banking

How the right foundations can help the UK build a vibrant data economy

Covid-19 has caused so much disruption and completely changed the way we live, work and play. While in many ways it has pressed pause on our lives, in other ways the pandemic has initiated G-force inducing acceleration. Nowhere is this more evident than in our appreciation of the value of data. Data has shaped our response to this crisis at a globa...

15 January 2021 /covid-19 Data Management 101

Consumer contributed data: a welcome boost for credit scores

We all love a subscription. Whether that’s bingeing on the latest box set available on Netflix or Prime, or enjoying a craft ale from your monthly beer box – the popularity of these services have grown significantly over the last decade. In fact, recent research revealed that the UK spends over £550 a year on new subscription services and signs up...

11 November 2020 /inclusion Personal Finance

How new data sources can help pave the road to recovery

With the growth of e-commerce and streaming of everything from music to films, online subscription services have become increasingly popular. According to research published by Barclaycard, Britain has become a nation of super-subscribers - spending over £550 a year on new digital services and signing up to an average of seven services per househo...

08 October 2020 /inclusion Big Data