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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Sam Boboev

Sam Boboev Product Manager at TPF | The Payments Factory

What is a social bank? Do we need one?

In his book “Digital Bank: Strategies to launch or become a digital bank” Chris Skinner discusses the role of bank branches. Chris claims the number of bank branches is decreasing from year to year as they are unnecessary in the current digitally connected world. I agree with the idea, think about the last time you visited the physical branch of th...

/retail /inclusion

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Interpreting an Infinite Mindset in Modern Core Banking

During a recent conversation, Simon Sinek, leadership guru and eternal optimist, reaffirmed his belief that an infinite mindset is central to long-term business success. He further suggested “The goal is not to be perfect by the end, the goal is to be better today.” In this blog we consider his thoughts in the context of bank modernization and how ...

/retail /cloud

Nancy Weir

Nancy Weir Industry Principal at Pegasystems

Will Event Driven Reviews and Perpetual KYC be the 'New Normal' for Financial institutions?

Over the last 15 years the KYC due diligence process has evolved significantly. But as the bar has been raised on compliance globally, the costs and resources needed in the onboarding process and regular KYC reviews have grown exponentially. Financial institutions don’t have much choice in their approach. They either must make upfront investments ...

/regulation /crime

Diederick Van Thiel

Diederick Van Thiel Visionary Board Member | CEO | NED at AdviceRobo | Ecology Innovations | IKANO | Channel

The post COVID war has started: the leading group of digital banks against Big tech and Fintech

Digital sales, a dangerous unseized opportunity for banks For banks, digital sales are a crucial new benchmark—and a logical next step in the race to digitization. For every time that customers visit a branch, customers access their banking apps between 50 and 80 times. And this number doesn’t take into account visits to banks’ websites, this make...

/retail /covid-19

Retired Member

Retired Member 

Customer onboarding and KYC processes at traditional banks lag consumer expectations

It’s no secret that the world has moved online at an accelerating pace over the past few months, as digital processes and interactions have rapidly displaced manual ones in every industry, including banking. According to Deloitte, “Even customers who were reluctant to adopt digital interactions have done so out of necessity, gaining some level of ...

/regulation /identity

Béla Vér

Béla Vér Founder and CEO at ApPello

Digitalization - What transformations is it bringing to Credit Scoring?

“A couple of clicks, drag a slider here and there, a quick ID check, attach a few docs and bingo, the money arrives!” – this is what users long for. So what can a bank do to satisfy these desires while ensuring that its deposit account holders sleep soundly at night, too? Winning over and retaining a digitally-literate generation has placed yet m...

/retail /cloud

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Banking as a Service: Competition Meets Collaboration in the Age of Value Networks

There was a time when banks knew who their competitors were. For the most part they were other banks and financial services providers. Pretty simple. But with technology taking center stage, fintechs seem well positioned to move even further into the banking space. But are they really? As Hugues Delcourt, Chairman of KNEIP and former CEO of Banque...

/regulation /retail

Kevin Day

Kevin Day CEO at HPD Software

How to prevent factoring and invoice finance fraud during the current COVID-19 crisis

In the current period of economic uncertainty, increasing pressure on businesses is making fraudulent activity an ever-present risk for lenders – a trend not only troubling for the affected company or companies, but also for the wider economy. In particular, corporate fraud has the potential to dissuade banks from lending - a dangerous outcome dur...

/crime /covid-19

Diederick Van Thiel

Diederick Van Thiel Visionary Board Member | CEO | NED at AdviceRobo | Ecology Innovations | IKANO | Channel

Survival of the fittest: Digital advice, the strategic cost - income play

COVID-19 flushes away traditional banking Last week at premier financial services event SIBOS (https://www.sibos.com) a series of C-level banking executives shared their immersive visions on the post COVID growth of banks. “How will the pace of technological change push digitalization forward and how will the rise in consumer demand for new digita...

/retail /covid-19

Jim Craig

Jim Craig Co-Founder at Conotext

Human-focused Digital Banking Has Arrived

How do community financial institutions (FIs) stay relevant during and beyond the pandemic? Well, the first thing is, leadership needs to change its view of what digital banking (and digital marketing) means. When ATMs hit the US scene in 1969, this was the first wave of what has become known as digital banking. In this iteration, it was about auto...

/retail

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