Join the Community

23,263
Expert opinions
43,814
Total members
393
New members (last 30 days)
186
New opinions (last 30 days)
29,062
Total comments

Digital Banking Trends

Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers

Anoop Melethil

Anoop Melethil Head of Marketing at Maveric Systems

Customer experience – game changer for neobanks in retail

In the new banking world order, Neobanks continue their impressive march northwards. With Brazil reporting 43% adults with digital-only bank account, India at 26%, Ireland at 22%, Singapore at 21%, Hong Kong at 20%, and UAE at 19% (online bank adoption survey by Finder), the transaction value for Neobanks worldwide is expected to level out at $ ...

/retail /startups

Neil Ambikar

Neil Ambikar CFO at Narvi Payments

Banking as a Service for corporates finally a thing in 2023?

Back in 2016 when I first started my first Fintech, we used the concept of virtual bank accounts to innovate in the corporate treasury space by getting rid of reconciliation processes, and fully automating treasury and accounting processes. using APIs and unlimited IBANs. We talked to 100s of corporate clients and presented our solution at many F...

/payments /startups

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

The Crazy Year of Scams

It was seven years ago in the weekly update with the Data Science team. As Chief Cyber Officer and co-founder of behavioral biometrics company BioCatch, which specializes in online fraud detection, this was my favorite internal meeting: there were always some new tricks the fraudsters did which the team picked up on, and it was pure fun to learn

/regulation /crime

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

Why SuperApps Are Planning Crypto Rewards

Fintechs have the super high CAC They need high ARPU by acting as one-stop-shops So SuperApps are planning Crypto Rewards — Details 👇 They all are chasing growth in a regulated environment with similar products. They fiercely compete to acquire the customer even at a high cost. One needs a high ARPU to sustain high CAC. In a price-sensitive ma...

/payments /crypto

Srinivasagopalan R

Srinivasagopalan R Principal Consultant at Tata Consultancy Services

10 Themes propelling Banking and Financial Services Outlook in 2023

The Banking and Financial Services industry continues to evolve, following the recovery from the Covid pandemic. The pandemic encouraged the increased adoption of digital technologies by the consumers and the banking organizations have been quick to adapt and serve. The usage of paper currency and plastic cards are gradually phasing out and the cu...

/retail /predictions

Vlad Dobrynin

Vlad Dobrynin Founder & CEO at Humans Group

Millennials and Gen Z Set to Drive Super apps Adoption in the West

Vlad Dobrynin, CEO & Founder of Humans Group, explores the background of super apps, their impact in Asia, and why he believes it's only a question of time before they appear in the Western world. And it won’t be big companies that dominate this space. It will be the smaller operations and start-ups. Image Credit: Business of apps Is the Wes...

/startups

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Is It Time to Adapt Banking to the Metaverse?

The metaverse will become the next global milestone after the digital transformation in the next few decades. It is, in fact, the transition of the internet from a two-dimensional experience into a multi-dimensional one, which will require a significant creative effort. This new world will lead to the fast development of a creative economy. The ma...

/crypto /markets

Jeremy Boot

Jeremy Boot Product Strategy Director at Temenos

Retail CBDCs (part 2): what's in it for the banks?

In my last article I talked about how Retail CBDCs are gaining momentum globally and how they’re expected to work, with commercial banks as important participants. But offering CBDC services even with capped wallets may result in an outflow of deposits and a reduced balance sheet, obviously not good news. So why would banks want to do this? What'...

/payments /retail

Stan Cowan

Stan Cowan 

How Fraud Results in Customer Churn

Today’s financial landscape has been fraught with numerous issues such as data breaches, cyberattacks, identity theft, and credit card fraud. Experts believe that these issues contribute to fraudulent transactions and, if not mitigated, will lead to customer churn and further business loss. According to a Carnegie Mellon University study, customer...

/identity /crime

Jeremy Boot

Jeremy Boot Product Strategy Director at Temenos

Retail CBDCs: why commercial banks will be key players

Central Bank Digital Currencies (CBDCs) - a digital form of central bank money - are firmly on the radar of Central Banks globally. According to the Atlantic Council over 100 countries are actively exploring a CBDC. Many are further along on their journey with some already launched. But why do we need them? And what role will commercial banks play?...

/payments /retail

Now Hiring