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Shailendra Malik

Secure Messaging for Financial Institutions

Social messaging apps are very common these days and we can't imagine any communications without Whatsapp, Facebook messenger, Wechat, Telegram, Facetime, or similar. Gone are the days when SMS was th...

22 Nov 2018
Karen Wheeler

Using travel to establish a brand at the heart of a customer’s affections

The travel industry is bracing itself for a rough ride this year as uncertainties around Brexit are impacting consumer confidence. Euromonitor International has predicted that Brexit could drastically...

22 Nov 2018
Trends in Financial Services
Anna Kuzmina

Top 5 brain foods from Money2020 China

Money2020 is one of the most prominent fintech conferences in the world. Known for its wild parties in Las Vegas, it added events in Europe (Amsterdam and Copenhagen) in 2016, and this year opened

22 Nov 2018
Innovation in Financial Services
Abhijit Deb

Innovation and Commoditisation: Extracting Value from the New Era of Payments

Consumers now expect easy and immediate payment services, no matter where they are or what they are buying, whatever the payment method. It may be symptomatic of the ‘age of instant gratification,’ bu...

21 Nov 2018
Data Management 101
Uri Rivner

Fortnite Scams: what you need to teach your kids

Everyone with kids aged nine and above must be painfully aware of the highly addictive online game that became their single most popular post-school activity. And not just kids are playing it: teena

21 Nov 2018
Information Security
Greg Nilson

You might have missed it: Bitcoin at 15,000 USD and the market’s disappointment in ICO

Fundstrat chief analyst Tom Lee lowered his bitcoin forecast by the end of the year, a major Swiss stock exchange will launch a cryptocurrency ETP, Poland will impose a 19% cryptocurrency tax and othe...

21 Nov 2018
Bob Lyddon

Request to Pay: challenges for the Treasurers of Creditors, but bonanza for the Treasurers of Debtor

“Request to Pay” or “RtP” is a new service planned for the UK by (formerly known as New Payment Systems Operator), and is likely to be adopted in some form within the Single Euro Payments Area ...

21 Nov 2018
Transaction Banking
Jesse Champagne

How Prepaid Programs Can Help University Students

Every year, nearly 40 percent of all college students around the world receive a form of payment from their school to help with their studies, living arrangements, and more. Unfortunately, the majorit...

20 Nov 2018
Mark McKoy

The Right Partner Can Make All The Difference!

One of the most important aspects of being a successful person is knowing that “you can’t do it alone.” Something I learned at a very early age is that you are only as good as the people you surround ...

20 Nov 2018
Payments strategies 2015-2020-2030
Anuj Kumar

Empowering the CHRO with Digital and Data capabilities

The modern workplace is undergoing tremendous change. In what is being referred to as the Fourth Industrial Revolution, automation is quickly replacing jobs involving repetitive tasks. According to M...

20 Nov 2018
Innovation in Financial Services
Martin Haering

Open Banking - four models for the digital future

In a number of my previous blogs, I’ve pointed to the importance of platformification, and the need for banks to explore new revenue models for Open Banking. In this blog, I’d like to explore the top...

20 Nov 2018
Open Banking
John Bertrand

Even bankers think FX margins on payments are excessive: fintech and regulation to the rescue?

For those recently travelling to Australia for Swift’s annual Sibos conference, currency exchange rates were an inevitable topic of conversation. The rates varied enormously, leading one of the major ...

20 Nov 2018