Join the Community

23,448
Expert opinions
42,335
Total members
302
New members (last 30 days)
176
New opinions (last 30 days)
29,126
Total comments

Latest expert opinions

clear
clear
Md Rezaul Karim

Md Rezaul Karim Director Business Development at Dandelion Payments

The Stablecoin Revolution in Remittances

Stablecoins—cryptocurrencies pegged to stable assets like the U.S. dollar—are rapidly reshaping the global remittance landscape. For South and Southeast Asia, where remittances are a major economic lifeline, these digital assets offer a compelling solution to long-standing challenges: high costs, delays, currency volatility, and limited financial ...

/payments /crypto

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How ₹10 Lakh Health Insurance Policies Are Becoming a Fintech Favourite in India

The last two years have seen a noticeable change in India's fintech space, not just how individuals manage money, but even how they think about health insurance. A secondary consideration earlier, has become a norm in financial planning today, and the game-changer is the ₹10 lakh cover for health insurance. It's not a figure; it's a workable solut...

FintechInsuranceMatters

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Top Features to Look for in a ₹2 Crore Term Insurance Plan in 2025

As financial responsibilities grow, so does the need for comprehensive life cover. With increasing inflation, rising costs of living, and long-term commitments such as home loans and children's education, life insurance becomes essential. A ₹2 crore term insurance policy, which was previously deemed to be luxury, is now an essential choice for tho...

Digital Insurance Trends

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Monzo's Business, Explained

Monzo has emerged as one of fintech’s standout success stories – a digital bank that now boasts over 12 million customers and a profitable business model. In an industry where many challengers are still chasing sustainable unit economics, Monzo has redefined what banking can be – and where it’s going. Launched in 2015 as a scrappy startup, Monzo

/payments /retail

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

How Do Equity Shares Work? Know the Basics Before You Invest

If you’ve ever thought about investing in the stock market, chances are you’ve come across the term “equity shares.” They’re one of the most common investment options and form the backbone of the stock market. But what exactly are equity shares, and how do they work? Let’s break it down in simple terms so that whether you’re a beginner or someone ...

/wealth Personal Finance

Srinathprasanna Neelagiri Chettiyar Shanmugam

Srinathprasanna Neelagiri Chettiyar Shanmugam Manager - Banking and Financial Services at Aspire Systems

Beyond the AI Demo: Unpacking the Hidden Costs and Human Toll

TL;DR: Everyone claims AI is revolutionizing productivity but most people I talk to aren’t seeing it. This piece is a grounded take on the gap between AI hype and real-world results. There are gains in narrow tasks and for junior staff, but the impact is uneven. Often overstated and rarely transformational these are. In this article, I explore wha...

/ai /predictions Artificial Intelligence

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

Bitcoin’s institutional glow-up could trigger the next big rally

Remember when Bitcoin was the scrappy outsider of finance, a rebellious bet for techies, libertarians, and Reddit traders? Well, times have changed. These days, Bitcoin is cleaning up nicely - getting scooped up by big corporations, rebranded by Wall Street, and even tossed around in political punch-ups. This isn’t just a glow-up. It’s a full-blow...

/markets

Mikko Anderssen

Mikko Anderssen CEO at Scila

From fragmentation to foundation: Why real-time risk needs a unified harmonised train

Picture your firm’s risk management like a high-speed train racing through a complex network of tracks. Every twist and turn represents shifting market conditions, and evolving asset classes. Indeed, the whole network of tracks is constantly shifting with new lines being added through regulatory demands. For the journey to be smooth and safe, ever...

/regulation /markets Financial Risk Management

Farnam Rami

Farnam Rami Founder at DevPay Turkey

Designing for the Next Decade: A Founder’s View on Building Digital Finance Beyond Borders

As a founder working at the intersection of regulation, design, and financial access, I’ve come to believe that the future of digital finance won’t be defined by how fast we build — but by how deeply we prepare. Emerging markets like Türkiye, and complex regions such as Iran, are not just adoption zones for global fintech trends — they are pressure...

/startups

Farnam Rami

Farnam Rami Founder at DevPay Turkey

Anticipating Financial Futures: Infrastructure, Innovation, and Inclusion in Türkiye’s Fintech Lands

In the face of rapid technological evolution, Türkiye stands at a unique inflection point in redefining financial inclusion and infrastructure resilience. As traditional banking systems continue to show signs of fragmentation, inefficiency, and inaccessibility—particularly for underserved populations—emerging digital platforms are stepping in to c...

/startups

Now Hiring