Join the Community

23,747
Expert opinions
40,523
Total members
356
New members (last 30 days)
215
New opinions (last 30 days)
29,195
Total comments

Latest expert opinions

clear
clear
Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

How to Invest in a JISA Without Losing Sleep

Junior ISAs are quickly becoming one of our favourite ways of building a nest egg for our children’s futures. But how can parents make contributions without losing sleep over their financial comfort? HMRC data shows that getting into the habit of consistently saving into your child’s JISA can seriously pay off, particularly if you get started earl...

/wealth

Priyanka Naik

Priyanka Naik Senior TPM at Amazon

The Fintech Paradox: Success Means Becoming Invisible

The history of financial technology is filled with bold startups that began by solving one sharp problem. They launched as neat applications, often sleek and consumer-friendly, promising a better and faster way to do financial transactions. Yet when you look at some of the fintech companies that lasted and thrived, their journeys share a striking ...

/payments /predictions Fintech

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Wall Street Reacts as Federal Reserve Holds Rates to Continue Cautious Outlook

US stocks remained choppy as the Federal Reserve’s decision to hold interest rates became clear in spite of pressure from President Trump. But what could it mean for your stocks and shares? Slight gains were recorded for the S&P 500 and Nasdaq as the Fed confirmed that rates would be held steady for the fifth consecutive meeting. Despite the ...

/markets

Emily Steele

Emily Steele President & COO at Savana

Behind the Balance: What Modern Banking Hasn’t Delivered

I’ve spent much of my career helping banks modernize their technology and deliver stronger customer experiences. Across all of that work, one truth keeps coming back. They can get the app right, the interface clean, and the transaction smooth, but still miss the mark with the customer. I remember sitting in a discovery session with a bank team n...

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Case Study: Designing a Gen AI Conversational Banking App

Over the past decade, messaging apps and AI-powered chats have redefined how we interact with the digital world. What started as a way to stay in touch with friends quickly evolved into a universal interaction model. With the rise of generative AI, this trend has accelerated dramatically. Instead of scrolling through menus or tapping endless button...

/ai /retail Innovation in Financial Services

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Rising Friction In Banking - Part 2

In Rising Friction In Banking - Part 1, we saw four friction hotspots in customer journeys and applications in banking. In this Part 2, we'll see four more. 5. Account Opening Audit I received a letter from the bank where I hold my Public Provident Fund account. For the uninitiated, in India, PPF is the pension component of social security. When I...

/payments /retail

George Ralchev

George Ralchev Group Head of Risk Management at emerchantpay

Debunking synthetic identity fraud: a growing threat to payment security

As digital payments continue to evolve, so too do the threats that accompany them. Synthetic identity fraud is a complex and rapidly growing form of financial crime that’s increasingly difficult to detect using traditional methods. With global fraud rates rising and criminals leveraging technology to exploit system weaknesses, it’s imperative tha

/security /payments The Payments Business

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

AI hype-to-reality gap is rattling investors

American stock markets slipped this week after the Financial Times highlighted findings from a new Massachusetts Institute of Technology (MIT) report on artificial intelligence (AI) adoption. The study paints a sobering picture: U.S. businesses have poured an estimated $40 billion into AI initiatives, yet only 5% of companies report any measurabl...

/ai /predictions Artificial Intelligence and Financial Services

Briana Marbury

Briana Marbury CEO at Interledger Foundation

Can stablecoins avoid the same disjointed fate as traditional payments? Yes–here’s how.

Stablecoins are exploding in both popularity and practicality–launching a new era of fast cross-border payments and seamless transactions. Advancements such as the American GENIUS Act have placed a helpful regulatory framework around the digital currency, improving not only the safety of launching stablecoins, but the safety for end users. And ye...

/payments /inclusion

Luigi Wewege

Luigi Wewege President at Caye International Bank

Digital Integration Over Dollar Dependence: Central America’s Banking Crossroads

For decades, Central America’s financial systems have stood on fragile ground, tethered to the U.S. dollar and reliant on foreign correspondent banks. Every major shock from the debt crises of the 1980s to the 2008 global meltdown and the COVID-19 pandemic has revealed the same vulnerabilities: liquidity squeezes, shrinking credit, and instabilit

/retail /predictions Banking Strategy, Digital and Transformation

Now Hiring