Join the Community

24,252
Expert opinions
40,795
Total members
337
New members (last 30 days)
213
New opinions (last 30 days)
29,314
Total comments

Latest expert opinions

clear
clear
Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

The Agentic AI Revolution in Banking: Precision or Peril?

How next-generation AI will separate the precision-driven winners from the complacent giants of global banking. Executive Summary: Global banking has entered a historic paradox. Despite record-breaking profits in 2024, the industry’s market valuation remains stubbornly low — signalling deep investor scepticism about the sustainability of traditiona...

/ai Futuristic Banking

John Bertrand

John Bertrand MD at Tec 8 Limited

UK 1st Fraud Minister sounded great and reducing Financial Fraud is a major growth opportunity

Rt Hon Lord David Hanson's Special Address on the new government's approach to tackling fraud at Financial 360 was breath of fresh air. Ably supported by Andrei Skorogatov, Home Office, in the prior session of Global Practices covering payment fraud. The goal to revitalise the attack on fraudsters using coordinated and incentivised parties, includ...

/regulation /crime Banking Strategy, Digital and Transformation

Anush Sachsuvarova

Anush Sachsuvarova Project Manager at Baseella Ltd

AI, Data and the Modern Core: Operational Efficiency vs Regulatory Risk

Artificial intelligence has become the defining frontier of modern finance. From generative models that accelerate document handling to machine learning systems that detect fraud in real time, AI promises to make financial institutions faster, safer, and more efficient. Yet, the same technology that unlocks operational value also raises new and ur...

/ai Fintech

Afra De Leeuw

Afra De Leeuw Communications Specialist at Triodos Investment Management

Belém's moment: what COP30 must deliver

Opinion written by Matija Kajić, Sustainability Researcher at Triodos. As COP30 convenes in Belém, Brazil, the world faces a pivotal moment for climate action. Building on lessons from last year’s summit, global leaders must turn collective ambition into measurable progress on emissions, adaptation and finance. With the financial sector’s influenc...

/wealth /sustainable Going green

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

The Stablecoin Paradox: Innovation or Impending Systemic Shock?

How the explosive growth of dollar-backed digital coins threatens credit creation, monetary sovereignty, and financial stability 1. The Rapid Rise of Stablecoins as a Systemic Consideration The meteoric rise of stablecoins is reshaping global finance at an astonishing pace. Once a niche digital asset, the stablecoin has evolved into a systemically ...

/regulation /crypto Innovation in Financial Services

Priyanka Naik

Priyanka Naik Fintech Professional

How Google's AP2 Protocol is Building the Foundation for Agentic Commerce

Shopping is a fun activity for some but a lot of purchases are mundane that put significant cognitive load on the human. Agentic AI, where autonomous computer programs react to dynamic environments present an opportunity to automate the mundane aspects of buying, ordering, paying bills etc. However, there are some complexities when computer progra...

/ai /payments Artificial Intelligence and Financial Services

Dr Ritesh Jain

Dr Ritesh Jain Advisor at WorldBank

Re-Architecting Trust: The Future of Digital Finance in a Fractured World

Every financial revolution begins as rebellion and ends as infrastructure. Paper money began as merchant credit, credit cards as novelty, mobile money as improvisation — and now, digital assets as evolution. What began as a technological insurgency is quietly becoming the next foundation of global finance. This time, the rebellion isn’t against ba...

/payments /crypto Fintech

Kaustuv Ghosh

Kaustuv Ghosh CEO at Nxtgen Payment Infra

Predictive Programming and Programmatic Money in Rural and Community Banking

A peculiar aspect of crypto has been the speed at which it has evolved, the polarised discussions around it and the incredible slowness of regulations as well as policy in contrast. It has also gone into pathways not originally envisaged. The dominant narrative about programmatic money remains centred on stablecoins at the moment. All this is like...

/ai /retail Blockchain in Banking and Financial Services

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Behind Closed Doors: Building Resilience Against Insider Fraud

At financial institutions, insider threats and internal fraud are serious issues. Globally, the Association of Certified Fraud Examiners estimates that fraud costs organizations about 5% of their annual revenue, amounting to a staggering $5 trillion per year. Insider fraud is believed to account for up to 40% of these costs around $2 trillion ann

/regulation /crime Exposing Financial Crime

Jitender Balhara

Jitender Balhara Manager at TCS

Architecting the Future: AI’s Disruptive Influence on Engineering in the BFSI Domain

The BFSI sector is undergoing a profound transformation, driven by the rapid adoption of Artificial Intelligence (AI). No longer confined to back-office automation or customer service chatbots, AI is now at the heart of engineering innovation across banking, financial services, and insurance. From infrastructure modernization to intelligent automa...

/ai

Now Hiring