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Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Do Business Credit Cards Affect Personal Credit: The Raw Truth Every Founder Needs to Know

If you're running a company and using a business credit card, you need to know the answer to “Do business credit cards affect personal credit.” Most founders don’t. They slap down a card for SaaS subscriptions, travel, or office gear, thinking they’re keeping things clean and separate. Then one day, they apply for a mortgage and—bam—their score’s ...

/inclusion

Rohan Kadam

Rohan Kadam employee at swipeloan

Top 10 instant personal loan app in india

Top 10 Instant Personal Loan Apps in India make it smooth to borrow money online with quick approval, easy documentation, and fast disbursal instantly into your financial institution account. Popular alternatives encompass KreditBee, MoneyTap, PaySense, Navi, CASHe, Nira, Dhani, SmartCoin, Lazypay, and more. If you need a smooth borrowing revel in...

/inclusion

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

ID-wallets as control panels for AI-agents and robots.

I have been busying myself with trying to picture how the wallets – EUBWs and EUDIWs will be used as control panels when employing and tasking AI-agents and physical robots. And how they all work together – even merge. I asked ChatGPT if they will merge (pretty good answers - physical robots still new - my comments at +++ - the next v...

/ai /identity Innovation in Financial Services

Chris Holmes

Chris Holmes Managing Director at PayTech Consulting

Authorised Signatory Management: The unsung hero of financing efficiency and risk control

In today’s dynamic financial environment, securing optimal financing terms and maintaining strong relationships across the funding ecosystem can prove challenging. Credit strength is very important, but so too are factors such as operational integrity. One of the most critical yet underutilised levers in achieving this is Authorised Signatory Mana...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Semantics and standardisation revisited

General-purpose EUBWs will make it easy to exchange all sorts of data between organisations - APIs without need for technical integration and contracts. WeBuild has established a Semantics group to get the full standardisation - automation benefits - from the wallet rollout. I had to ask ChatGPT for an update on semant

/ai /identity Artificial Intelligence and Financial Services

Akshar Prabhu Desai

Akshar Prabhu Desai Payments engineer

Credit Card Tokenization Explained

Credit card tokenization has evolved over time. Tokenization has made credit cards safer and more efficient for merchants, consumers and banks alike. In this article, I explain the different types of tokenizations. What is tokenization ? The physical credit card has certain information that is consider a sensitive information. For example the ca

/security /cloud

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

All organisations need wallets - and wallets need a critical mass of verifiable credentials.

Why? To be able to use these general-purpose applications (branded EUBWs) for exchanging verifiable credentials of all sorts with each others - be they customers, suppliers, partners, public sector units, staff - and their wallet carrying AI-agents and robots. By renaming - at least for newish aspects - the verifiable credentials to verifiable c...

/ai /identity Innovation in Financial Services

David King

David King CTO at Flywire

The Role of AI in PCI assessments

Earlier this year, the Payment Card Industry Security Standards Council (PCI SSC) released its guidance on how Artificial Intelligence (AI) can be used in PCI Assessments. As a member of the PCI SSC Board of Advisors, I wanted to highlight some of key themes coming out of that guidance. You can also view the full guidance document here. AI’s grow...

/payments /regulation

Carlo R.W. De Meijer

Carlo R.W. De Meijer The Meyer Financial Services Advisory (MIFS) at MIFSA

European Commercial banks and the Digital Euro: Inaction not an option

A lot has already been written on the launch of a digital euro. The ECB is continuously talking about the urgent need of it and the various benefits it could bring, including improved payment efficiency, greater financial inclusion, and increased resilience of the financial system. But what is important is how to involve banks in this project. Com...

/crypto Blockchain Observations

Kanchan Mishra

Kanchan Mishra CEO at SustainoMetric

Pressure and Purpose: How Sustainability NGOs are Proving Their Value in a Hostile Climate

For decades, non-governmental organizations (NGOs) have been the primary force pushing sustainability onto boardroom agendas. They have worked tirelessly to frame environmental and social governance not just as a matter of reputational risk or strategic importance, but as a fundamental component of value creation and societal benefit. From advanci...

/sustainable /markets Women in Finance

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