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While I commend IBM on their attempt to create a practical solution to online banking fraud, because we all know there is a real problem, but this device, which looks very similar in concept to something unveiled in Australia some time ago, is just another in a long line of such gadgets.
It isn't that I believe it won't work, because it might for a while, however I would, along with most consumers, prefer to use something I already own and carry.
We are all getting tired of the add-a-gadget approach, after all our drawers and bins are full of them, and there isn't really any need to manufacture and ship and eventually dispose of a whole bunch of gadgets when most of us already own one which would suffice - our mobile.
Having had more than a passing interest in IT for a several of decades now, I've seen a lot of things come and go. This is what used to be called a dongle. A USB dongle at that, but a dongle nevertheless. It might see some practical use for peer-to-peer file sharing to keep the teenagers one step ahead of the latest attempt to prevent file-sharing, but that's not IBM's style.
With the new rage being to use your mobile for internet access and a growing desire among consumers to use them for everything, isn't a usb dongle rather impractical? I suppose I could get another pocket sewn on my pants to carry a lead or mobile adapter and my shiny new dongle but I doubt it'll catch on. I think it'll have minimal impact on IBM's bottom line, unless of course they put it in their back pocket - ouch.
One thing is for sure - it's probably going to lead to a lot of questions like:
Have you seen my dongle?
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Oliver Tearle Head of Technology Innovation at The ai Corporation
23 June
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Diederick Van Thiel Visionary Board Member | CEO | NED at AdviceRobo | IKANO Bank | Ikano Insight
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
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