Saloni Ramakrishna

Saloni Ramakrishna

Value Architect; Senior Director at Oracle
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Bio Author, Columnist, Value Architect, Vlogger, Blogger, Speaker and Panelist at prestigious Industry events. Career History Financial services industry practitioner with nearly three decades of experience. Rich hands on knowledge and real world perspectives in the areas of Risk, Compliance, Performance and Data Management.


Trends in Financial Services

It takes two to Tango –Central Banks and commercial banks, partners in Climate change management

18 Apr 2022

There were two primary principles that I touched in my previous blog Climate change Management- whose job is it anyway. The first is, boundary definitions with clear responsibility/ accountability for the major stake holders and the second, need for smooth collaboration between them. Central banks and commercial banks are the critical stake holde...


Trends in Financial Services

Climate change risk management – whose job is it anyway?

28 Feb 2022

Well, the answer is obvious isn’t it – it is “EVERYBODY’s, you would say. There lies the difficulty. One of the first management lesson’s is never to make any job “everybody’s” as it has two risks inherently. Either it becomes everybody’s and nobody’s at the same time, resulting in an impasse or the boundaries and the gaps in-between one group to ...


Banking Strategy, Digital and Transformation

Managing Liquidity in Covid Times – The Cash Flow Story - A Segmented approach for the “New Normal”

14 Jun 2021

“Never take your eyes off the cash flow because it is the life blood of business” Richard Branson. I had, in my earlier blogs spoken of Margin compression- the P&L Story and Capital compression- the Balance Sheet Story. In this blog am exploring the Liquidity Story against the Pandemic backdrop. It is not a story of less or more liquidity but ...

Banking Strategy, Digital and Transformation

Profitable Paradigm - Through the Lens of Profitability in Covid times

28 Sep 2020

Is it relevant to talk of profitability during Covid times some might ask? It is and HOW!! Healthy banks are sine qua non to support pandemic induced distressed economy & customers whether it is retail, commercial/ SME or corporates in affected industries. Connecting the dots across my previous three blogs, the big picture is that banks thems...