Saloni Ramakrishna

Saloni Ramakrishna

Value Architect; Senior Director at Oracle
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Bio Author, Columnist, Value Architect, Vlogger, Blogger, Speaker and Panelist at prestigious Industry events. http://www.wiley.com/WileyCDA/WileyTitle/productCd-1118550285.html https://in.linkedin.com/in/saloni-ramakrishna-19427925 Career History Financial services industry practitioner with nearly three decades of experience. Rich hands on knowledge and real world perspectives in the areas of Risk, Compliance, Performance and Data Management.

Blogs

Banking Strategy, Digital and Transformation

Managing Liquidity in Covid Times – The Cash Flow Story - A Segmented approach for the “New Normal”

14 Jun 2021

“Never take your eyes off the cash flow because it is the life blood of business” Richard Branson. I had, in my earlier blogs spoken of Margin compression- the P&L Story and Capital compression- the Balance Sheet Story. In this blog am exploring the Liquidity Story against the Pandemic backdrop. It is not a story of less or more liquidity but ...

Banking Strategy, Digital and Transformation

Profitable Paradigm - Through the Lens of Profitability in Covid times

28 Sep 2020

Is it relevant to talk of profitability during Covid times some might ask? It is and HOW!! Healthy banks are sine qua non to support pandemic induced distressed economy & customers whether it is retail, commercial/ SME or corporates in affected industries. Connecting the dots across my previous three blogs, the big picture is that banks thems...

Banking Strategy, Digital and Transformation

Profitability Paradigm : Capital Compression - Balance Sheet Story

27 Jul 2020

Tracing the evolving banking scenario in and around the pandemic, through the lens of “shrunken transactions” a harbinger in many ways. The intensity of the impact may vary, but both individuals and businesses of all sizes and shapes have been thrown into a vortex. Last blog* I touched upon margin compression and its impact on P & L books ...

Banking Strategy, Digital and Transformation

Profitability Paradigm : Margin Compression - The P & L Story

29 Jun 2020

Since the last post, other banker friends joined the conversation of shrunken transactions and the resultant Margin compression. As I said in the first blog, the trigger was a sizeable fall in the transactions (both in volumes & value) of the banks. (https://www.finextra.com/blogposting/18844/profitability-paradigm-moving-from-business-continui...