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Shaju Nair

Payments SME, Product Manager
Temenos
Member since
30 Jul 2008
Location
Bangalore
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Works for Temenos, Payments Suite

Experience

Payments SME, Product Manager
Temenos
To Present
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Latest opinions

Shaju Nair

Payments - A new world in dawning

If you haven't yet stopped to notice that the payment industry is at the onset of a remarkable change - then this is just about time. If the hundreds of on-going experimental projects in various central and commercial banks are going to finish well - the face of the industry will not be the same as how we know it today. The very concept of money a...

18 January 2024 Innovation in Financial Services

Shaju Nair

Fault lines in the Modern Financial System

It brings me grief when I hear people refer to CBDC as being just another form of digital money or just another mobile application for making payments when in reality there is a world of difference with CBDC being sovereign money (as is notes and coins) controlled and guaranteed by central bank and backed by assets, once upon a time gold itself, ...

15 January 2023 Innovation in Financial Services

Shaju Nair

An ocean of Money, a sea of Debt - and the CBDC lifeboat

The world today is awash with money. The global broad money supply is reaching $ 90 Trillion, the United States alone contributing about $ 30 Trillion. Roughly 30% of US money supply was added in the last 2 years - with rest of nations also been adding similar quantities in recent past in their natural objective to be competitive in international...

24 January 2022 Trends in Financial Services

See all 6 opinions by Shaju

Latest comments

BNPL Ain't Killing Banks. It's Making Them Rich

nicely put - "point of aisle financing" :-)

Mobile Payments (UPI in India for example) are slowly killing the credit card industry, do you agree? 

30 Jun 2023 07:19 Read comment

My e-Journey - over 40 years. Part 1. e-banking started with payments.

Interesting, thanks for sharing!.

30 Dec 2022 07:38 Read comment

Understanding why we have non-bank payment providers

John, thanks. when the domestic payment fees 'goes towards zero', how will the PSP make any monies from the payments business, esp if PSP is a non-bank.?

Are the retail customers in UK willing to pay for TPP sevices?

30 Dec 2022 07:28 Read comment

See all 11 comments by Shaju

Shaju writes about

  • payments
  • retail banking
  • wholesale banking
  • cryptocurrency
  • markets

Shaju's opinion archive

  • 2024 (2)
  • 2023 (1)
  • 2022 (1)
  • 2021 (1)
  • 2017 (1)

Latest groups joined by Shaju

  • MiFID

  • UK Faster Payments

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Adam Gable

Adam Gable
Product Director at Temenos

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Kanika Hope
Chief Strategy Officer at Temenos

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Prema Varadhan

Prema Varadhan
Chief Product and Technology Officer at Temenos

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Eric Mellor

Eric Mellor
Wealth Management Specialist at Temenos

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Patrick Devlin

Patrick Devlin
Senior Vice President of Payments at Temenos

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